Obama wants my help.

[amdx]

On 12/12/2013 8:59 AM, amdx wrote:

On 12/12/2013 6:57 AM, William Sommerwerck wrote:
"amdx" wrote in message news:l8ahhp$eis$1@dont-email.me...

I don't want a Florida Health Exchange.
How come you don't understand, I like what I have.
I don't want to pay an additional $5,004 for something
not as good as I have.

I don't understand how a plan with an annual deductible of $10K is a
"good" plan, regardless of who offers it.

Easy answer, because the premium is so much less.
But you need to be adult enough to bank the money saved on the premium.

Let's say I average $3,000 per year in medical expenses, In 3 years,
I spent $9,000 from my HSA. The HSA is tax deductible, so I saved $1,800
on my tax bill (just for that $9,000). This makes my real cost of
medical expenses $7,200 for those three years. With this new* policy I
saved $4,300 per year, that's $12,900. So in three years I save $12,900
- $7,200 =
$5,700. I saved $5,700 for those three years, plus I have about $9,750
left in the HSA growing tax free. The $9,750 is my money not money held
in the insurance companies pocket.

This only works for adults that have learned not to live paycheck to
paycheck.


* new policy, I changed from a $2,500 deductible to a $10,000 deductible
and saved $4,300 per year. That was in 4/09. I max out my HSA this year,
I put in $7,450, in January I'll put in another $7,450, I don't think
they raised the cap for 2014, Darn.
I don't know what Obama will do with HSA's in the future, hope he
doesn't decide to tax them.

To each their own, Mikek

Hey, I realized I shorted myself on the savings, my new premium was
$4,300 I saved $5,600 on my new 10k deductible premium. I had my cost
and my savings backwards.
(Old policy premium $9,900--New policy premium $4,300)
So, for that three year scenario my savings were $9,600 not $5,700.

Mikek

 

[amdx]

On 12/12/2013 4:40 PM, amdx wrote:

On 12/12/2013 8:59 AM, amdx wrote:
On 12/12/2013 6:57 AM, William Sommerwerck wrote:
"amdx" wrote in message news:l8ahhp$eis$1@dont-email.me...

I don't want a Florida Health Exchange.
How come you don't understand, I like what I have.
I don't want to pay an additional $5,004 for something
not as good as I have.

I don't understand how a plan with an annual deductible of $10K is a
"good" plan, regardless of who offers it.

Easy answer, because the premium is so much less.
But you need to be adult enough to bank the money saved on the premium.

Let's say I average $3,000 per year in medical expenses, In 3 years,
I spent $9,000 from my HSA. The HSA is tax deductible, so I saved $1,800
on my tax bill (just for that $9,000). This makes my real cost of
medical expenses $7,200 for those three years. With this new* policy I
saved $4,300 per year, that's $12,900. So in three years I save $12,900
- $7,200 =
$5,700. I saved $5,700 for those three years, plus I have about $9,750
left in the HSA growing tax free. The $9,750 is my money not money held
in the insurance companies pocket.

This only works for adults that have learned not to live paycheck to
paycheck.


* new policy, I changed from a $2,500 deductible to a $10,000 deductible
and saved $4,300 per year. That was in 4/09. I max out my HSA this year,
I put in $7,450, in January I'll put in another $7,450, I don't think
they raised the cap for 2014, Darn.
I don't know what Obama will do with HSA's in the future, hope he
doesn't decide to tax them.

To each their own, Mikek


Hey, I realized I shorted myself on the savings, my new premium was
$4,300 I saved $5,600 on my new 10k deductible premium. I had my cost
and my savings backwards.
(Old policy premium $9,900--New policy premium $4,300)
So, for that three year scenario my savings were $9,600 not $5,700.

Mikek

To add to my pleasure, the insurance company also plays interference
for me. The bills, Dr., lab tests, etc, are sent to the insurance
company, the insurance company says what the allow for the procedure,
and that's what I pay. Once had a $110 blood work done and only had to
pay $10.80. I don't see how the lab puts up with that.
Mikek

 

[amdx]

On 12/11/2013 5:44 PM, amdx wrote:

On 12/11/2013 4:32 PM, F.O.A.D. wrote:

As I said, I'm not convinced you actually know how to shop.

How many people are on you policy for almost $10,000?
Mikek

Hey FOAD,
I think we went over this before, your policy for over $9,000 covers
only you! My policy for $7,600 covers 4 people, my whole family. And
you're saying I don't know how to shop.
Do I have this correct?
Respectfully waiting for your reply, Mikek

 

[F.O.A.D.]

On 12/13/13, 10:44 AM, amdx wrote:

On 12/11/2013 5:44 PM, amdx wrote:
On 12/11/2013 4:32 PM, F.O.A.D. wrote:



As I said, I'm not convinced you actually know how to shop.


How many people are on you policy for almost $10,000?
Mikek

Hey FOAD,
I think we went over this before, your policy for over $9,000 covers
only you! My policy for $7,600 covers 4 people, my whole family. And
you're saying I don't know how to shop.
Do I have this correct?
Respectfully waiting for your reply, Mikek

I'm really not that interested in your health care insurance, especially
since your crooked governor decided Florida shouldn't participate in the
ACA. He's probably getting under the table payments from insurance
companies.


--
Religion: together we can find the cure.

 

[amdx]

On 12/13/2013 10:58 AM, F.O.A.D. wrote:

On 12/13/13, 10:44 AM, amdx wrote:
On 12/11/2013 5:44 PM, amdx wrote:
On 12/11/2013 4:32 PM, F.O.A.D. wrote:



As I said, I'm not convinced you actually know how to shop.


How many people are on you policy for almost $10,000?
Mikek

Hey FOAD,
I think we went over this before, your policy for over $9,000 covers
only you! My policy for $7,600 covers 4 people, my whole family. And
you're saying I don't know how to shop.
Do I have this correct?
Respectfully waiting for your reply, Mikek


I'm really not that interested in your health care insurance, especially
since your crooked governor decided Florida shouldn't participate in the
ACA. He's probably getting under the table payments from insurance
companies.

Avoided my question I see.
So, do you have you and your wife covered by that $9,000 plus insurance
premium?

If you have that much concern about the governor of Florida, why don't
you do something about it?
Mikek

 

[F.O.A.D.]

On 12/13/13, 2:50 PM, amdx wrote:

On 12/13/2013 10:58 AM, F.O.A.D. wrote:
On 12/13/13, 10:44 AM, amdx wrote:
On 12/11/2013 5:44 PM, amdx wrote:
On 12/11/2013 4:32 PM, F.O.A.D. wrote:



As I said, I'm not convinced you actually know how to shop.


How many people are on you policy for almost $10,000?
Mikek

Hey FOAD,
I think we went over this before, your policy for over $9,000 covers
only you! My policy for $7,600 covers 4 people, my whole family. And
you're saying I don't know how to shop.
Do I have this correct?
Respectfully waiting for your reply, Mikek


I'm really not that interested in your health care insurance, especially
since your crooked governor decided Florida shouldn't participate in the
ACA. He's probably getting under the table payments from insurance
companies.


Avoided my question I see.
So, do you have you and your wife covered by that $9,000 plus insurance
premium?

If you have that much concern about the governor of Florida, why don't
you do something about it?
Mikek

I'm not avoiding your question, I'm simply bored by you and your
right-wing nonsense and your ever-changing saga of your forays into the
world of health care insurance.

As for your governor, he's creating problems for you, not for me, and it
appears as if he's going to be the loser in the next gubernatorial
campaign in your state. What would you want me to do about the governor
of your state, anyway?


--
Religion: together we can find the cure.

 

On Fri, 13 Dec 2013 16:20:53 -0500, "F.O.A.D." <noway@jose.com> wrote:

On 12/13/13, 2:50 PM, amdx wrote:
On 12/13/2013 10:58 AM, F.O.A.D. wrote:
On 12/13/13, 10:44 AM, amdx wrote:
On 12/11/2013 5:44 PM, amdx wrote:
On 12/11/2013 4:32 PM, F.O.A.D. wrote:



As I said, I'm not convinced you actually know how to shop.


How many people are on you policy for almost $10,000?
Mikek

Hey FOAD,
I think we went over this before, your policy for over $9,000 covers
only you! My policy for $7,600 covers 4 people, my whole family. And
you're saying I don't know how to shop.
Do I have this correct?
Respectfully waiting for your reply, Mikek


I'm really not that interested in your health care insurance, especially
since your crooked governor decided Florida shouldn't participate in the
ACA. He's probably getting under the table payments from insurance
companies.


Avoided my question I see.
So, do you have you and your wife covered by that $9,000 plus insurance
premium?

If you have that much concern about the governor of Florida, why don't
you do something about it?
Mikek

I'm not avoiding your question,

You're a liar, like all lefties.

I'm simply bored by you and your
right-wing nonsense and your ever-changing saga of your forays into the
world of health care insurance.

If you were bored, you would find another group to infest.

As for your governor, he's creating problems for you, not for me, and it
appears as if he's going to be the loser in the next gubernatorial
campaign in your state. What would you want me to do about the governor
of your state, anyway?

Keep lying. Everyone needs to know you're a lefty.

 

[Bob F]

krw@attt.bizz wrote:

On Fri, 13 Dec 2013 16:20:53 -0500, "F.O.A.D." <noway@jose.com> wrote:
I'm not avoiding your question,

You're a liar, like all lefties.

I'm simply bored by you and your
right-wing nonsense and your ever-changing saga of your forays into
the world of health care insurance.

If you were bored, you would find another group to infest.

As for your governor, he's creating problems for you, not for me,
and it appears as if he's going to be the loser in the next
gubernatorial campaign in your state. What would you want me to do
about the governor of your state, anyway?

Keep lying. Everyone needs to know you're a lefty.

I bet he's glad he not a moronic right wing ditto-head like you. You are a
perfect example about how stupid and simple minded they can be.

 

On Sun, 15 Dec 2013 13:00:21 -0800, "Bob F" <bobnospam@gmail.com>
wrote:

krw@attt.bizz wrote:
On Fri, 13 Dec 2013 16:20:53 -0500, "F.O.A.D." <noway@jose.com> wrote:
I'm not avoiding your question,

You're a liar, like all lefties.

I'm simply bored by you and your
right-wing nonsense and your ever-changing saga of your forays into
the world of health care insurance.

If you were bored, you would find another group to infest.

As for your governor, he's creating problems for you, not for me,
and it appears as if he's going to be the loser in the next
gubernatorial campaign in your state. What would you want me to do
about the governor of your state, anyway?

Keep lying. Everyone needs to know you're a lefty.


I bet he's glad he not a moronic right wing ditto-head like you. You are a
perfect example about how stupid and simple minded they can be.

I'm sure you're glad there are more then two absolute morons in the
world. It's the only way you're going to have a chance of being
anything other than the world's biggest loser, F.

 

[Bob F]

krw@attt.bizz wrote:

On Sun, 15 Dec 2013 13:00:21 -0800, "Bob F" <bobnospam@gmail.com
wrote:
Keep lying. Everyone needs to know you're a lefty.


I bet he's glad he not a moronic right wing ditto-head like you. You
are a perfect example about how stupid and simple minded they can be.

I'm sure you're glad there are more then two absolute morons in the
world. It's the only way you're going to have a chance of being
anything other than the world's biggest loser, F.

Thanks again for making my point so well, ditto-head. You know nothing, and make
everything up based on that (non-existant)knowledge.

 

[F.O.A.D.]

On 12/15/13, 10:16 PM, krw@attt.bizz wrote:

On Sun, 15 Dec 2013 22:15:08 -0500, "F.O.A.D." <noway@jose.com> wrote:

On 12/15/13, 9:32 PM, krw@attt.bizz wrote:
On Sun, 15 Dec 2013 16:22:13 -0800, "Bob F" <bobnospam@gmail.com
wrote:

krw@attt.bizz wrote:
On Sun, 15 Dec 2013 13:00:21 -0800, "Bob F" <bobnospam@gmail.com
wrote:
Keep lying. Everyone needs to know you're a lefty.


I bet he's glad he not a moronic right wing ditto-head like you. You
are a perfect example about how stupid and simple minded they can be.

I'm sure you're glad there are more then two absolute morons in the
world. It's the only way you're going to have a chance of being
anything other than the world's biggest loser, F.

Thanks again for making my point so well, ditto-head. You know nothing, and make
everything up based on that (non-existant)knowledge.

BF, you're like all other lefties. If you aren't lying, you're not
saying anything.



You've find the right newsgroup: rec.boats is full of foul,
simple-minded, Limbaugh-idolizing right-wing trash just like you.

I've find? Really? You lefties are the dumbest liars since the dawn
of time.

I suppose if my political affiliations were aligned with a group that is
dying out, I'd be bitter, just like you. Pretty soon you'll be down to
the last angry, racist, woman-hating, stupid southern white boy. Will
that be you?

--
Religion: together we can find the cure.

 

[F.O.A.D.]

On 12/15/13, 9:32 PM, krw@attt.bizz wrote:

On Sun, 15 Dec 2013 16:22:13 -0800, "Bob F" <bobnospam@gmail.com
wrote:

krw@attt.bizz wrote:
On Sun, 15 Dec 2013 13:00:21 -0800, "Bob F" <bobnospam@gmail.com
wrote:
Keep lying. Everyone needs to know you're a lefty.


I bet he's glad he not a moronic right wing ditto-head like you. You
are a perfect example about how stupid and simple minded they can be.

I'm sure you're glad there are more then two absolute morons in the
world. It's the only way you're going to have a chance of being
anything other than the world's biggest loser, F.

Thanks again for making my point so well, ditto-head. You know nothing, and make
everything up based on that (non-existant)knowledge.

BF, you're like all other lefties. If you aren't lying, you're not
saying anything.

You've find the right newsgroup: rec.boats is full of foul,
simple-minded, Limbaugh-idolizing right-wing trash just like you.

--
Religion: together we can find the cure.

 

On Sun, 15 Dec 2013 16:22:13 -0800, "Bob F" <bobnospam@gmail.com>
wrote:

krw@attt.bizz wrote:
On Sun, 15 Dec 2013 13:00:21 -0800, "Bob F" <bobnospam@gmail.com
wrote:
Keep lying. Everyone needs to know you're a lefty.


I bet he's glad he not a moronic right wing ditto-head like you. You
are a perfect example about how stupid and simple minded they can be.

I'm sure you're glad there are more then two absolute morons in the
world. It's the only way you're going to have a chance of being
anything other than the world's biggest loser, F.

Thanks again for making my point so well, ditto-head. You know nothing, and make
everything up based on that (non-existant)knowledge.

BF, you're like all other lefties. If you aren't lying, you're not
saying anything.

 

[Bob F]

krw@attt.bizz wrote:

You lefties really are all liars. You insist on proving it with every
utterance; dumber than a stump and prouder than a peacock.

Pot, kettle, black..... LOL!

 

[F.O.A.D.]

On 12/15/13, 10:23 PM, krw@attt.bizz wrote:

On Sun, 15 Dec 2013 22:21:24 -0500, "F.O.A.D." <noway@jose.com> wrote:

On 12/15/13, 10:16 PM, krw@attt.bizz wrote:
On Sun, 15 Dec 2013 22:15:08 -0500, "F.O.A.D." <noway@jose.com> wrote:

On 12/15/13, 9:32 PM, krw@attt.bizz wrote:
On Sun, 15 Dec 2013 16:22:13 -0800, "Bob F" <bobnospam@gmail.com
wrote:

krw@attt.bizz wrote:
On Sun, 15 Dec 2013 13:00:21 -0800, "Bob F" <bobnospam@gmail.com
wrote:
Keep lying. Everyone needs to know you're a lefty.


I bet he's glad he not a moronic right wing ditto-head like you. You
are a perfect example about how stupid and simple minded they can be.

I'm sure you're glad there are more then two absolute morons in the
world. It's the only way you're going to have a chance of being
anything other than the world's biggest loser, F.

Thanks again for making my point so well, ditto-head. You know nothing, and make
everything up based on that (non-existant)knowledge.

BF, you're like all other lefties. If you aren't lying, you're not
saying anything.



You've find the right newsgroup: rec.boats is full of foul,
simple-minded, Limbaugh-idolizing right-wing trash just like you.

I've find? Really? You lefties are the dumbest liars since the dawn
of time.



I suppose if my political affiliations were aligned with a group that is
dying out, I'd be bitter, just like you. Pretty soon you'll be down to
the last angry, racist, woman-hating, stupid southern white boy. Will
that be you?

You lefties really are all liars. You insist on proving it with every
utterance; dumber than a stump and prouder than a peacock.

You'll love John Herring here...he's a right-wing racist who repeats
himself a lot...just like you.

--
Religion: together we can find the cure.

 

On Sun, 15 Dec 2013 22:21:24 -0500, "F.O.A.D." <noway@jose.com> wrote:

On 12/15/13, 10:16 PM, krw@attt.bizz wrote:
On Sun, 15 Dec 2013 22:15:08 -0500, "F.O.A.D." <noway@jose.com> wrote:

On 12/15/13, 9:32 PM, krw@attt.bizz wrote:
On Sun, 15 Dec 2013 16:22:13 -0800, "Bob F" <bobnospam@gmail.com
wrote:

krw@attt.bizz wrote:
On Sun, 15 Dec 2013 13:00:21 -0800, "Bob F" <bobnospam@gmail.com
wrote:
Keep lying. Everyone needs to know you're a lefty.


I bet he's glad he not a moronic right wing ditto-head like you. You
are a perfect example about how stupid and simple minded they can be.

I'm sure you're glad there are more then two absolute morons in the
world. It's the only way you're going to have a chance of being
anything other than the world's biggest loser, F.

Thanks again for making my point so well, ditto-head. You know nothing, and make
everything up based on that (non-existant)knowledge.

BF, you're like all other lefties. If you aren't lying, you're not
saying anything.



You've find the right newsgroup: rec.boats is full of foul,
simple-minded, Limbaugh-idolizing right-wing trash just like you.

I've find? Really? You lefties are the dumbest liars since the dawn
of time.



I suppose if my political affiliations were aligned with a group that is
dying out, I'd be bitter, just like you. Pretty soon you'll be down to
the last angry, racist, woman-hating, stupid southern white boy. Will
that be you?

You lefties really are all liars. You insist on proving it with every
utterance; dumber than a stump and prouder than a peacock.

 

On Sun, 15 Dec 2013 22:15:08 -0500, "F.O.A.D." <noway@jose.com> wrote:

On 12/15/13, 9:32 PM, krw@attt.bizz wrote:
On Sun, 15 Dec 2013 16:22:13 -0800, "Bob F" <bobnospam@gmail.com
wrote:

krw@attt.bizz wrote:
On Sun, 15 Dec 2013 13:00:21 -0800, "Bob F" <bobnospam@gmail.com
wrote:
Keep lying. Everyone needs to know you're a lefty.


I bet he's glad he not a moronic right wing ditto-head like you. You
are a perfect example about how stupid and simple minded they can be.

I'm sure you're glad there are more then two absolute morons in the
world. It's the only way you're going to have a chance of being
anything other than the world's biggest loser, F.

Thanks again for making my point so well, ditto-head. You know nothing, and make
everything up based on that (non-existant)knowledge.

BF, you're like all other lefties. If you aren't lying, you're not
saying anything.



You've find the right newsgroup: rec.boats is full of foul,
simple-minded, Limbaugh-idolizing right-wing trash just like you.

I've find? Really? You lefties are the dumbest liars since the dawn
of time.

 

[The Daring Dufas]

On 12/15/2013 9:23 PM, krw@attt.bizz wrote:

On Sun, 15 Dec 2013 22:21:24 -0500, "F.O.A.D." <noway@jose.com> wrote:

On 12/15/13, 10:16 PM, krw@attt.bizz wrote:
On Sun, 15 Dec 2013 22:15:08 -0500, "F.O.A.D." <noway@jose.com> wrote:

On 12/15/13, 9:32 PM, krw@attt.bizz wrote:
On Sun, 15 Dec 2013 16:22:13 -0800, "Bob F" <bobnospam@gmail.com
wrote:

krw@attt.bizz wrote:
On Sun, 15 Dec 2013 13:00:21 -0800, "Bob F" <bobnospam@gmail.com
wrote:
Keep lying. Everyone needs to know you're a lefty.


I bet he's glad he not a moronic right wing ditto-head like you. You
are a perfect example about how stupid and simple minded they can be.

I'm sure you're glad there are more then two absolute morons in the
world. It's the only way you're going to have a chance of being
anything other than the world's biggest loser, F.

Thanks again for making my point so well, ditto-head. You know nothing, and make
everything up based on that (non-existant)knowledge.

BF, you're like all other lefties. If you aren't lying, you're not
saying anything.



You've find the right newsgroup: rec.boats is full of foul,
simple-minded, Limbaugh-idolizing right-wing trash just like you.

I've find? Really? You lefties are the dumbest liars since the dawn
of time.



I suppose if my political affiliations were aligned with a group that is
dying out, I'd be bitter, just like you. Pretty soon you'll be down to
the last angry, racist, woman-hating, stupid southern white boy. Will
that be you?

You lefties really are all liars. You insist on proving it with every
utterance; dumber than a stump and prouder than a peacock.

It's only the hardcore Leftist or very, very low information voters who
still support President Obama.

http://directorblue.blogspot.com/2009/03/im-sorry-obama-voters-express-their.html

http://tinyurl.com/ctr4qx

TDD

 

On Sun, 15 Dec 2013 20:00:02 -0800, "Bob F" <bobnospam@gmail.com>
wrote:

krw@attt.bizz wrote:
You lefties really are all liars. You insist on proving it with every
utterance; dumber than a stump and prouder than a peacock.

Pot, kettle, black..... LOL!

Ah, you really *are* Malformed! Figures.

 

On Mon, 16 Dec 2013 07:37:20 -0600, The Daring Dufas
<the-daring-dufas@stinky-finger.net> wrote:

On 12/15/2013 9:23 PM, krw@attt.bizz wrote:
On Sun, 15 Dec 2013 22:21:24 -0500, "F.O.A.D." <noway@jose.com> wrote:

On 12/15/13, 10:16 PM, krw@attt.bizz wrote:
On Sun, 15 Dec 2013 22:15:08 -0500, "F.O.A.D." <noway@jose.com> wrote:

On 12/15/13, 9:32 PM, krw@attt.bizz wrote:
On Sun, 15 Dec 2013 16:22:13 -0800, "Bob F" <bobnospam@gmail.com
wrote:

krw@attt.bizz wrote:
On Sun, 15 Dec 2013 13:00:21 -0800, "Bob F" <bobnospam@gmail.com
wrote:
Keep lying. Everyone needs to know you're a lefty.


I bet he's glad he not a moronic right wing ditto-head like you. You
are a perfect example about how stupid and simple minded they can be.

I'm sure you're glad there are more then two absolute morons in the
world. It's the only way you're going to have a chance of being
anything other than the world's biggest loser, F.

Thanks again for making my point so well, ditto-head. You know nothing, and make
everything up based on that (non-existant)knowledge.

BF, you're like all other lefties. If you aren't lying, you're not
saying anything.



You've find the right newsgroup: rec.boats is full of foul,
simple-minded, Limbaugh-idolizing right-wing trash just like you.

I've find? Really? You lefties are the dumbest liars since the dawn
of time.



I suppose if my political affiliations were aligned with a group that is
dying out, I'd be bitter, just like you. Pretty soon you'll be down to
the last angry, racist, woman-hating, stupid southern white boy. Will
that be you?

You lefties really are all liars. You insist on proving it with every
utterance; dumber than a stump and prouder than a peacock.


It's only the hardcore Leftist or very, very low information voters who
still support President Obama.

http://directorblue.blogspot.com/2009/03/im-sorry-obama-voters-express-their.html

http://tinyurl.com/ctr4qx

Nah, the true hardcore leftists think Obama is a conservative. You've
seen their drivel, posted in AHR.