Obama wants my help.

[Bob F]

PaxPerPoten wrote:

Information for Ignorant assholes like you... My state has a balanced
budget and has no debt!!We buy only what we can afford. You sure as
Hell cannot say that for the lame asshole in DC.

I bet your state is one of the Repub leach states that gets more money from the
feds than they pay in federal taxes too.

by the way ..we also sell more product to China then we buy from them.

Really! You are funny!
http://www.census.gov/foreign-trade/balance/c5700.html
2013 : U.S. trade in goods with China
NOTE: All figures are in millions of U.S. dollars on a nominal basis, not
seasonally adjusted unless otherwise specified. Details may not equal totals due
to rounding.

Month Exports Imports Balance
January 2013 9,384.6 37,172.0 -27,787.4
February 2013 9,302.6 32,715.0 -23,412.5
March 2013 9,435.4 27,321.7 -17,886.3
April 2013 8,991.9 33,101.8 -24,109.9
May 2013 8,786.5 36,646.2 -27,859.7
June 2013 9,181.5 35,831.3 -26,649.8
July 2013 8,735.2 38,818.4 -30,083.2
August 2013 9,280.9 39,171.7 -29,890.8
TOTAL 2013 73,098.6 280,778.0 -207,679.4

Also please cut out all the NG's that do not appreciate your
incursions!

Wasn't me that put them in the list.

You really are a loser.

 

[PaxPerPoten]

On 10/31/2013 11:59 PM, Bob F wrote:

PaxPerPoten wrote:
Information for Ignorant assholes like you... My state has a balanced
budget and has no debt!!We buy only what we can afford. You sure as
Hell cannot say that for the lame asshole in DC.

I bet your state is one of the Repub leach states that gets more money from the
feds than they pay in federal taxes too.

Right now, you idiot, every state is in that category.... Thanks to the
moronic liberals in both parties... Yep...Spend what ain't yours to spend!

by the way ..we also sell more product to China then we buy from them.


Really! You are funny!

Actually that is good business. Quite unlike you fooooools that think
profits and capitalism is a baaaaad thing. We are having problems
sorting out all the businesses that are moving here from other
states...Due to low taxes and a deep belief in the real constitution.
Several Southern gun manufacturers are making inquiries for building
sites here. Our crime rates are one of the lowest in the nation....
Put that in your crack pipe and smoke it!

http://www.census.gov/foreign-trade/balance/c5700.html
2013 : U.S. trade in goods with China

You missed ours... Nice bock though...

NOTE: All figures are in millions of U.S. dollars on a nominal basis, not
seasonally adjusted unless otherwise specified. Details may not equal totals due
to rounding.

Month Exports Imports Balance
January 2013 9,384.6 37,172.0 -27,787.4
February 2013 9,302.6 32,715.0 -23,412.5
March 2013 9,435.4 27,321.7 -17,886.3
April 2013 8,991.9 33,101.8 -24,109.9
May 2013 8,786.5 36,646.2 -27,859.7
June 2013 9,181.5 35,831.3 -26,649.8
July 2013 8,735.2 38,818.4 -30,083.2
August 2013 9,280.9 39,171.7 -29,890.8
TOTAL 2013 73,098.6 280,778.0 -207,679.4



Also please cut out all the NG's that do not appreciate your
incursions!

Wasn't me that put them in the list.

You really are a loser.

 

[Michael Lalonde]

x-no-archive: yes

well this newsgroup certainly isn't about electronics....

Mike Lalonde
Sudbury Ontario

"amdx" wrote in message news:l4902t$fdb$1@dont-email.me...

I saw Obama on TV, he has ask that we tell others what Obamacare has
meant me.

I has meant my insurance premium has went up by 44.4% in the last
17 months. I will see the next increase in May 2014.
I checked on the price of Obamacare, the silver plan
is comparable in price, but the copay is about $2000 higher
then the $10,000 copay I have.
Note the low priced policy I had, increased to be as expensive as
Obamacare.
Mikek

 

[amdx]

On 12/10/2013 10:58 AM, Michael Lalonde wrote:

x-no-archive: yes

well this newsgroup certainly isn't about electronics....

Mike Lalonde
Sudbury Ontario

And you're post, shows you very late to the party!

Mikek

"amdx" wrote in message news:l4902t$fdb$1@dont-email.me...
I saw Obama on TV, he has ask that we tell others what Obamacare has
meant me.

I has meant my insurance premium has went up by 44.4% in the last
17 months. I will see the next increase in May 2014.
I checked on the price of Obamacare, the silver plan
is comparable in price, but the copay is about $2000 higher
then the $10,000 copay I have.
Note the low priced policy I had, increased to be as expensive as
Obamacare.
Mikek

 

[Tony944]

How about tell us what you was paying before and what coverage did you have
and how many family members??????

"Michael Lalonde" <mike_44@outlook.com> wrote in message news:52a7481d$0$25024$c00b7f07@94.232.116.90...

x-no-archive: yes

well this newsgroup certainly isn't about electronics....

Mike Lalonde
Sudbury Ontario

"amdx" wrote in message news:l4902t$fdb$1@dont-email.me...

I saw Obama on TV, he has ask that we tell others what Obamacare has
meant me.

I has meant my insurance premium has went up by 44.4% in the last
17 months. I will see the next increase in May 2014.
I checked on the price of Obamacare, the silver plan
is comparable in price, but the copay is about $2000 higher
then the $10,000 copay I have.
Note the low priced policy I had, increased to be as expensive as
Obamacare.
Mikek

 

[amdx]

On 12/10/2013 7:54 PM, Tony944 wrote:

*How about tell us what you was paying before and what coverage did you
have*
*and how many family members??????*

Family of 4, no pregnancy benefits.

In 5-08, I was paying $720 per month.

In March 09, I got notice that I would have an increase to $825 per
month. After some research, I found my best option was to raise my
deductible from $2,500 t0 $10,000. Maximum out of pocket is $10,000.
This lowered my premium from the proposed $825 per month to $376 per month.

On 5-09, I was paying $376 per month

On 5-10, I was paying $405 per month (7.7% increase)

On 5-11, I was paying $438 per month (8.1% increase)

On 5-12, I was paying $523 per month (19.4% increase)
First Obamacare increase

On 5-13, I was paying $633 per month (21% increase)
Second Obamacare increase

Almost everything is covered 100% after I pay my $10,000 deductible.
There are a few things that are weakly covered, if you are really
interested I listed them earlier in this thread.

The last time I looked a similar Obamacare policy $1,050 per month.
With $6,250 deductible (individual) $12,500 (family) Maximum out of
pocket is $13,500.

Those Obamacare increases covered a few things the insurance company was
forced to add. One insurance paid physical per year, Colonoscopy,
mammogram, unlimited lifetime cap, etc.

Soo, I have a equal if not better coverage than the Bronze plan.

I'm grandfathered in, this year. If the rates don't go up, and I'm
forced onto Obamacare, I'll have to pay an additional $5,004 per year,
for coverage that is equal or not as good as what I have.
I may or may not get about $50 from the subsidy.

Also, I have a Health Savings Account that I fully fund each year
since 09, so I have plenty to cover my $10,000 deductible.

Hope that helps, Mikek

I saw Obama on TV, he has ask that we tell others what Obamacare has
meant me.

I has meant my insurance premium has went up by 44.4% in the last
17 months. I will see the next increase in May 2014.
I checked on the price of Obamacare, the silver plan
is comparable in price, but the copay is about $2000 higher
then the $10,000 copay I have.
Note the low priced policy I had, increased to be as expensive as
Obamacare.
Mikek

 

[Hench]

what the hell are you talking about?

 

[amdx]

On 12/11/2013 4:17 AM, Hench >idonot@know.ca< wrote:
> what the hell are you talking about?

Your email address says it all!

 

[RobertMacy]

On Tue, 10 Dec 2013 20:04:00 -0700, amdx <nojunk@knology.net> wrote:

...snip...
Also, I have a Health Savings Account that I fully fund each year
since 09, so I have plenty to cover my $10,000 deductible.

Hope that helps, Mikek

And there in REALLY lies the clue as to effectively pay for health care.
But, if such a savings plan were to come into effect, the 'greedies' would
STILL figure out some way to either negate it, or take it away.

 

[RobertMacy]

On Tue, 10 Dec 2013 20:04:00 -0700, amdx <nojunk@knology.net> wrote:

...snip...a LONG list of tragic increases!
On 5-13, I was paying $633 per month (21% increase)
Second Obamacare increase

...snip to keep Aioe happy
I'm grandfathered in, this year. If the rates don't go up, and I'm
forced onto Obamacare, I'll have to pay an additional $5,004 per year,
for coverage that is equal or not as good as what I have.
I may or may not get about $50 from the subsidy.

let's see...5k plus 7k is approx 12k per year, that means in 10 years you
could have been eligible for the $100k deductible and still write a
check. Does anybody else see a problem with health care and its costs
here?

Well, look on the bright side, your income has kept pace with these
increases in cost. Wouldn't be so irritating, but insurance companies have
been posting record profits for these last 5 years, right? Or, did they
write it off to cover damages from Katrina, etc? The ONLY conclusion I can
come to is that, I'm in the WRONG business! I should have gotten into
Banking, Oil/Energy, or Health Insurance. What's next? Food? Water? No,
too easy, let's think REAL future - let's plan way out there and supply
AIR.

 

[amdx]

On 12/11/2013 7:33 AM, RobertMacy wrote:

On Tue, 10 Dec 2013 20:04:00 -0700, amdx <nojunk@knology.net> wrote:

...snip...a LONG list of tragic increases!
On 5-13, I was paying $633 per month (21% increase)
Second Obamacare increase

...snip to keep Aioe happy
I'm grandfathered in, this year. If the rates don't go up, and I'm
forced onto Obamacare, I'll have to pay an additional $5,004 per year,
for coverage that is equal or not as good as what I have.
I may or may not get about $50 from the subsidy.


let's see...5k plus 7k is approx 12k per year, that means in 10 years
you could have been eligible for the $100k deductible and still write a
check.

Not sure I understand what you're saying here, (5k plus 7K). Now my
premium is 7.6k, Obamacare will cost an additional 5K.
I max'ed out my HSA out at $7,450 this year.
I think part of the problem is, everyone expects the insurance
companies to pay all their medical costs, with my money in my HSA,
I spend it conservatively.

Does anybody else see a problem with health care and its costs
here?

I think it is very expensive, I'm not convinced the insurance company
profits are the reason. Some of the cost are all the high tech gadgets
used in the medical field, but the are useful so... Another expense are
those who pay, must pay extra to cover the people who don't pay their
bills but still need to get medical care.
I don't know the answer, but I'm sure not happy with me paying an
extra $5000 to cover those with preexisting conditions, just because
I'm part of the 5% that buys my own insurance. If your covered by your
employer, or have a government job with insurance, you aren't required
to pay extra, just the 5% ! I don't think it is fair for the unions to
get their cut out either, just because they vote for the democrats .
Mikek

Well, look on the bright side, your income has kept pace with these
increases in cost. Wouldn't be so irritating, but insurance companies
have been posting record profits for these last 5 years, right? Or, did
they write it off to cover damages from Katrina, etc? The ONLY
conclusion I can come to is that, I'm in the WRONG business! I should
have gotten into Banking, Oil/Energy, or Health Insurance. What's next?
Food? Water? No, too easy, let's think REAL future - let's plan way out
there and supply AIR.

 

[RobertMacy]

On Wed, 11 Dec 2013 08:59:51 -0700, amdx <nojunk@knology.net> wrote:

...snip...
Not sure I understand what you're saying here, (5k plus 7K). Now my
premium is 7.6k, Obamacare will cost an additional 5K.

I may have misunderstood. I thought your totalpayments after all these
'raises' was around $12k per year, which is a 'healthy' chunk of change.

I think it is very expensive, I'm not convinced the insurance company
profits are the reason. Some of the cost are all the high tech gadgets
used in the medical field, but the are useful so... Another expense are

Years ago as 'health insurance' started to be written; medical bills
started going up, so doctors made more, insurance companies ALWAYS make
money, and many people felt like they got 'free' care when they excercised
their insurance coverage EVERYBODY was happy! But, alas this is a pyramid
plan whose cost is slowly starting to settle out.

It is my contention, that to see the difference, look at veternarian care
costs vs human health costs. The costs have climbed, but not nearly the
same. Off and on, ins companies push for pet insurance, but people haven't
quite 'bought' into that yet, thus vet care prices are not nearly as high
as human care prices.

those who pay, must pay extra to cover the people who don't pay their
bills but still need to get medical care.
I don't know the answer, but I'm sure not happy with me paying an
extra $5000 to cover those with preexisting conditions, just because
I'm part of the 5% that buys my own insurance. If your covered by your
employer, or have a government job with insurance, you aren't required
to pay extra, just the 5% ! I don't think it is fair for the unions to
get their cut out either, just because they vote for the democrats .
Mikek

ah yes, the 'electoral college' causing our two party system.

People seem to forget/ignore all the politicians who are exempt ]or have
exmpted themselves and staff] from all this crap? Plus, get great
entitlements later. There's a lot to be said for having the power of a
vote that affects your own income. Like congresspeople and CEO's

I'll bet if those politicians had set up these increases in pay and
entitlements to absolutely NOT apply to those in power [those who voted
for it] the votes would have been a bit more responsible. ...but, too late.

 

[F.O.A.D.]

On 12/11/13, 8:19 AM, amdx wrote:

On 12/11/2013 4:17 AM, Hench >idonot@know.ca< wrote:
what the hell are you talking about?

Your email address says it all!

It's too bad, Mikey, that the crook who is the governor of Florida, your
state, cared more about lining his own pockets than he does about the
health of the people of his state. If he cared, you'd have a Florida
health exchange. But...you don't.

--
Religion: together we can find the cure.

 

[amdx]

On 12/11/2013 10:30 AM, F.O.A.D. wrote:

On 12/11/13, 8:19 AM, amdx wrote:
On 12/11/2013 4:17 AM, Hench >idonot@know.ca< wrote:
what the hell are you talking about?

Your email address says it all!


It's too bad, Mikey, that the crook who is the governor of Florida, your
state, cared more about lining his own pockets than he does about the
health of the people of his state. If he cared, you'd have a Florida
health exchange. But...you don't.

I don't want a Florida Health Exchange.
How come you don't understand, I like what I have.
I don't want to pay an additional $5,004 for something
not as good as I have.
Mikek

 

[F.O.A.D.]

On 12/11/13, 3:22 PM, amdx wrote:

On 12/11/2013 10:30 AM, F.O.A.D. wrote:
On 12/11/13, 8:19 AM, amdx wrote:
On 12/11/2013 4:17 AM, Hench >idonot@know.ca< wrote:
what the hell are you talking about?

Your email address says it all!


It's too bad, Mikey, that the crook who is the governor of Florida, your
state, cared more about lining his own pockets than he does about the
health of the people of his state. If he cared, you'd have a Florida
health exchange. But...you don't.


I don't want a Florida Health Exchange.
How come you don't understand, I like what I have.
I don't want to pay an additional $5,004 for something
not as good as I have.
Mikek

1. A Florida health care exchange would help you find more plans you
like at perhaps more competitive prices. That's been the experience of
many in states where the governors aren't right-wing asshole criminals,
like your governor.

2. I'm unconvinced you know how to shop for health care insurance.

3. From what little I recall of your posts, your current plan calls for
you to pay out $10,000 a year before your coverage kicks in, it doesn't
cover preventive care and common procedures, you were silent on
pre-existing condition coverage and lifetime maximum coverage.

I pay $10,000 a year or so in premiums, actually more like $9,000, and
have very low out of pockets. This coming spring, though, I might switch
over to complete medicare and supplement.

--
Religion: together we can find the cure.

 

[amdx]

On 12/11/2013 2:51 PM, F.O.A.D. wrote:

On 12/11/13, 3:22 PM, amdx wrote:
On 12/11/2013 10:30 AM, F.O.A.D. wrote:
On 12/11/13, 8:19 AM, amdx wrote:
On 12/11/2013 4:17 AM, Hench >idonot@know.ca< wrote:
what the hell are you talking about?

Your email address says it all!


It's too bad, Mikey, that the crook who is the governor of Florida, your
state, cared more about lining his own pockets than he does about the
health of the people of his state. If he cared, you'd have a Florida
health exchange. But...you don't.


I don't want a Florida Health Exchange.
How come you don't understand, I like what I have.
I don't want to pay an additional $5,004 for something
not as good as I have.
Mikek



1. A Florida health care exchange would help you find more plans you
like at perhaps more competitive prices. That's been the experience of
many in states where the governors aren't right-wing asshole criminals,
like your governor.

I'm sure you can log onto healthcare.com and check the price of policy
for a family of four, Ages 58, 54, 22, and 19. You will see the cheapest
policy is over $1,000.

> 2. I'm unconvinced you know how to shop for health care insurance.

If I change insurance now, I must go on Obamacare. This will cost over
$1,000 per month up to $2,101 per month. I don't know why you think you
have knowledge of U.S. healthcare expenses while setting in Australia.

3. From what little I recall of your posts, your current plan calls for
you to pay out $10,000 a year before your coverage kicks in,

That is correct, when I bought this policy, I saved $4,300 per year over
the previous $2,500 deductible policy.
That was a 57% reduction in my premium.
I don't recall spending $3,000 on healthcare in one year.
I bought the policy I have, I want the policy I have.
The policy I have works very well with my tax deductible HSA.
HSA = Health Savings Account

Why do you think a person should not be responsible to pay for
normal doctor visits and tests. Why should someone else be responsible?


>it doesn't cover preventive care and common procedures,

At this time it does cover preventive care, but I think that was
because Obamacare forced that on the insurance companies.
I don't know what a "common procedure" is, but it is not covered
until I pay my $10,000 deductible.

you were silent on pre-existing condition coverage and
lifetime maximum coverage.

I don't have any preexisting conditions so that doesn't matter.
I had $5,000,000 lifetime Maximum coverage, with Obamacare rules
that has been increased to unlimited lifetime coverage.

I pay $10,000 a year or so in premiums, actually more like $9,000, and
have very low out of pockets. This coming spring, though, I might switch
over to complete medicare and supplement.

Comparing Aussie prices to U.S. prices is meaningless, without a
whole lot of adjustments.

I don't know why you have any interest in U.S. healthcare policies.
Is this an Aussie inferiority complex, and you make yourself feel better
when the U.S. has a political squabble?
Mikek

 

[F.O.A.D.]

On 12/11/13, 4:40 PM, amdx wrote:

On 12/11/2013 2:51 PM, F.O.A.D. wrote:
On 12/11/13, 3:22 PM, amdx wrote:
On 12/11/2013 10:30 AM, F.O.A.D. wrote:
On 12/11/13, 8:19 AM, amdx wrote:
On 12/11/2013 4:17 AM, Hench >idonot@know.ca< wrote:
what the hell are you talking about?

Your email address says it all!


It's too bad, Mikey, that the crook who is the governor of Florida,
your
state, cared more about lining his own pockets than he does about the
health of the people of his state. If he cared, you'd have a Florida
health exchange. But...you don't.


I don't want a Florida Health Exchange.
How come you don't understand, I like what I have.
I don't want to pay an additional $5,004 for something
not as good as I have.
Mikek



1. A Florida health care exchange would help you find more plans you
like at perhaps more competitive prices. That's been the experience of
many in states where the governors aren't right-wing asshole criminals,
like your governor.

I'm sure you can log onto healthcare.com and check the price of policy
for a family of four, Ages 58, 54, 22, and 19. You will see the cheapest
policy is over $1,000.

2. I'm unconvinced you know how to shop for health care insurance.

If I change insurance now, I must go on Obamacare. This will cost over
$1,000 per month up to $2,101 per month. I don't know why you think you
have knowledge of U.S. healthcare expenses while setting in Australia.


3. From what little I recall of your posts, your current plan calls for
you to pay out $10,000 a year before your coverage kicks in,

That is correct, when I bought this policy, I saved $4,300 per year over
the previous $2,500 deductible policy.
That was a 57% reduction in my premium.
I don't recall spending $3,000 on healthcare in one year.
I bought the policy I have, I want the policy I have.
The policy I have works very well with my tax deductible HSA.
HSA = Health Savings Account

Why do you think a person should not be responsible to pay for
normal doctor visits and tests. Why should someone else be responsible?


it doesn't cover preventive care and common procedures,

At this time it does cover preventive care, but I think that was
because Obamacare forced that on the insurance companies.
I don't know what a "common procedure" is, but it is not covered
until I pay my $10,000 deductible.

you were silent on pre-existing condition coverage and
lifetime maximum coverage.

I don't have any preexisting conditions so that doesn't matter.
I had $5,000,000 lifetime Maximum coverage, with Obamacare rules
that has been increased to unlimited lifetime coverage.


I pay $10,000 a year or so in premiums, actually more like $9,000, and
have very low out of pockets. This coming spring, though, I might switch
over to complete medicare and supplement.

Comparing Aussie prices to U.S. prices is meaningless, without a
whole lot of adjustments.

I don't know why you have any interest in U.S. healthcare policies.
Is this an Aussie inferiority complex, and you make yourself feel better
when the U.S. has a political squabble?
Mikek

As I said, I'm not convinced you actually know how to shop...or even
read for comprehension. As an example, I'm guessing I am about 10,000
miles, more or less, from Australia. Does my typing have an accent that
makes you think I am in Australia?



--
Religion: together we can find the cure.

 

[amdx]

On 12/11/2013 4:32 PM, F.O.A.D. wrote:

On 12/11/13, 4:40 PM, amdx wrote:
On 12/11/2013 2:51 PM, F.O.A.D. wrote:
On 12/11/13, 3:22 PM, amdx wrote:
On 12/11/2013 10:30 AM, F.O.A.D. wrote:
On 12/11/13, 8:19 AM, amdx wrote:
On 12/11/2013 4:17 AM, Hench >idonot@know.ca< wrote:
what the hell are you talking about?

Your email address says it all!


It's too bad, Mikey, that the crook who is the governor of Florida,
your
state, cared more about lining his own pockets than he does about the
health of the people of his state. If he cared, you'd have a Florida
health exchange. But...you don't.


I don't want a Florida Health Exchange.
How come you don't understand, I like what I have.
I don't want to pay an additional $5,004 for something
not as good as I have.
Mikek



1. A Florida health care exchange would help you find more plans you
like at perhaps more competitive prices. That's been the experience of
many in states where the governors aren't right-wing asshole criminals,
like your governor.

I'm sure you can log onto healthcare.com and check the price of policy
for a family of four, Ages 58, 54, 22, and 19. You will see the cheapest
policy is over $1,000.

2. I'm unconvinced you know how to shop for health care insurance.

If I change insurance now, I must go on Obamacare. This will cost over
$1,000 per month up to $2,101 per month. I don't know why you think you
have knowledge of U.S. healthcare expenses while setting in Australia.


3. From what little I recall of your posts, your current plan calls for
you to pay out $10,000 a year before your coverage kicks in,

That is correct, when I bought this policy, I saved $4,300 per year over
the previous $2,500 deductible policy.
That was a 57% reduction in my premium.
I don't recall spending $3,000 on healthcare in one year.
I bought the policy I have, I want the policy I have.
The policy I have works very well with my tax deductible HSA.
HSA = Health Savings Account

Why do you think a person should not be responsible to pay for
normal doctor visits and tests. Why should someone else be responsible?


it doesn't cover preventive care and common procedures,

At this time it does cover preventive care, but I think that was
because Obamacare forced that on the insurance companies.
I don't know what a "common procedure" is, but it is not covered
until I pay my $10,000 deductible.

you were silent on pre-existing condition coverage and
lifetime maximum coverage.

I don't have any preexisting conditions so that doesn't matter.
I had $5,000,000 lifetime Maximum coverage, with Obamacare rules
that has been increased to unlimited lifetime coverage.


I pay $10,000 a year or so in premiums, actually more like $9,000, and
have very low out of pockets. This coming spring, though, I might switch
over to complete medicare and supplement.

Comparing Aussie prices to U.S. prices is meaningless, without a
whole lot of adjustments.

I don't know why you have any interest in U.S. healthcare policies.
Is this an Aussie inferiority complex, and you make yourself feel better
when the U.S. has a political squabble?
Mikek



As I said, I'm not convinced you actually know how to shop...or even
read for comprehension. As an example, I'm guessing I am about 10,000
miles, more or less, from Australia. Does my typing have an accent that
makes you think I am in Australia?

Oh, ok, I thought I picked up you were in Australia just a few days ago.
I got it wrong.
How many people are on you policy for almost $10,000?
Mikek

 

[William Sommerwerck]

"amdx" wrote in message news:l8ahhp$eis$1@dont-email.me...

I don't want a Florida Health Exchange.
How come you don't understand, I like what I have.
I don't want to pay an additional $5,004 for something
not as good as I have.

I don't understand how a plan with an annual deductible of $10K is a "good"
plan, regardless of who offers it.

 

[amdx]

On 12/12/2013 6:57 AM, William Sommerwerck wrote:

"amdx" wrote in message news:l8ahhp$eis$1@dont-email.me...

I don't want a Florida Health Exchange.
How come you don't understand, I like what I have.
I don't want to pay an additional $5,004 for something
not as good as I have.

I don't understand how a plan with an annual deductible of $10K is a
"good" plan, regardless of who offers it.

Easy answer, because the premium is so much less.
But you need to be adult enough to bank the money saved on the premium.

Let's say I average $3,000 per year in medical expenses, In 3 years,
I spent $9,000 from my HSA. The HSA is tax deductible, so I saved $1,800
on my tax bill (just for that $9,000). This makes my real cost of
medical expenses $7,200 for those three years. With this new* policy I
saved $4,300 per year, that's $12,900. So in three years I save $12,900
- $7,200 =
$5,700. I saved $5,700 for those three years, plus I have about $9,750
left in the HSA growing tax free. The $9,750 is my money not money held
in the insurance companies pocket.

This only works for adults that have learned not to live paycheck to
paycheck.


* new policy, I changed from a $2,500 deductible to a $10,000 deductible
and saved $4,300 per year. That was in 4/09. I max out my HSA this year,
I put in $7,450, in January I'll put in another $7,450, I don't think
they raised the cap for 2014, Darn.
I don't know what Obama will do with HSA's in the future, hope he
doesn't decide to tax them.

To each their own, Mikek