Very few solar panels on new houses

[Ralph Mowery]

In article <op.z272xqduwdg98l@desktop-ga2mpl8.lan>,
CFKinsey@military.org.jp says...

And if you don't have the money stored in a tax-free IRA, you'll pay income tax on your losses.

Dunno what an IRA is, but all ISAs are tax free AFAIK.

Hang on, losses? Surely you pay income tax on your income, not losses.

The IRA is an Individual Retirement Account. It lets you put money in a
special tax free ( while the money is in it) account that you can not
get money out of before you reach 59 1/2 years old without a big
penetly. There are 2 types, the normal one where you put money in
before you pay taxes on it, and pay tax on it as you take it out after
you retire. The other is a Roth IRA that you put money in that has had
tax paid on it, then you do not pay tax as you take it out. All above
in simple terms.

You can start your own self directed one and do anything from investing
in stock or just putting it in a savings account. Or you can do like I
did and have a banking/stock investing firm look after it for you.

If you loose money in the stock market, you can offset the losses on the
taxes you pay.

I also have some money that I invested in the stock market on my own. I
pay tax on it if I sell some at a profit, but if I loose some on some of
the stock I sell, I can substract it from the gain on the sell of
another.

 

[Peeler]

On Tue, 11 Jun 2019 09:26:27 -0400, devnull, another mentally deficient,
troll-feeding, senile idiot, driveled again:

US bank accounts are a lousy place to invest because they are paying less
than the inflation rate.

So are European banks. The Scottish wanker is simply having you on, AGAIN,
senile idiot!

 

[Peeler]

On Tue, 11 Jun 2019 09:55:27 -0400, Ralph Mowery, another mentally
challgenge, troll-feeding, senile idiot, blathered:

> The IRA is an Individual Retirement Account.

<FLUSH bullshit>

So much bullshit for one retarded attention-starved troll! All for nothing.
At least it made another troll-feeding senile asshole like you happy! <BG>

 

[Xeno]

On 11/6/19 11:42 pm, Commander Kinsey wrote:

On Tue, 11 Jun 2019 07:50:29 +0100, Xeno <xenolith@optusnet.com.au> wrote:

On 11/6/19 4:27 pm, Steve Walker wrote:
On 11/06/2019 03:16, Xeno wrote:
On 11/6/19 9:47 am, Commander Kinsey wrote:
On Tue, 11 Jun 2019 00:04:10 +0100, Xeno <xenolith@optusnet.com.au
wrote:

On 11/6/19 8:08 am, Commander Kinsey wrote:
On Mon, 10 Jun 2019 12:24:43 +0100, Xeno <xenolith@optusnet.com.au
wrote:

On 10/6/19 6:12 am, Commander Kinsey wrote:
On Sun, 09 Jun 2019 18:11:57 +0100, Rod Speed
rod.speed.aaa@gmail.com
wrote:



"Commander Kinsey" <CFKinsey@military.org.jp> wrote in message
newsp.z24ke1iqwdg98l@desktop-ga2mpl8.lan...
On Sun, 09 Jun 2019 16:42:45 +0100, Rod Speed
rod.speed.aaa@gmail.com
wrote:



"Commander Kinsey" <CFKinsey@military.org.jp> wrote in message
newsp.z24gs5lmwdg98l@desktop-ga2mpl8.lan...
But for no reason, some of them were sliced diagonally across,
making
two
triangular slabs.  I could understand that if there was a
start of a
slope, so the slabs needed to "bend", but there wasn't.

Also noticed what I think is some silly legislation - every
front
door
was
accessible without going up steps.  Are 100% of house
buyers now
disabled
or something?

Just stupid pollys if it is legislation that says that.

It's happening all over the UK, we're spending billions
catering for
1% of
the population.

Yep, your pollys are the stupid. Cant even manage to
do a brexit in 3 fucking years. God knows how you lot
ever managed an empire, most likely by not letting
your dregs or women vote.

Amazing we can't leave something instantly.  It should have
taken no
more than a month.

Apparently you understand very little of the complexity involved.

It's complex to start doing something, it's damn easy to stop it.

Just as complex in this case. You need to reinitiate all systems that
were in place prior or, more likely, develop new systems since the
old
would likely be obsolete.

Copy what's in place or delete it.  Takes a matter of a week or two.

Why would you *copy* a system you're tossing away?
You can't just *delete* what's in place. You need to transition.
What's more, you need something to transition to.
What existed before the EU is no longer relevant nor is it desirable.
A *new system* needs to be developed, tested and then the *existing*
transitioned to the new.

You copy most of what is there, with one additional piece of legislation
specifying that all refderences to EU rules, regulations, establishments
and structures are now to be read as referring to a list of named UK
institutions, but then you have the power to change it later. No need to
change everything instantly, it can be phased over years.

SteveW

Which is what I said - in a nutshell - phased in over years. The other
aspect you have not given any thought to is the logistics of it all. It
is a lot more involved than most people think, the legislation being
just the start of it.

But the "phased in over years" can happen after we leave the EU.  Just
make all EU laws into UK laws instantly, and remove or adjust them as we
wish over the coming years.

It isn't just the laws! Don't you get that?

--

Xeno


Nothing astonishes Noddy so much as common sense and plain dealing.
(with apologies to Ralph Waldo Emerson)

 

[Peeler]

On Wed, 12 Jun 2019 00:21:08 +1000, Xeno, another brain damaged,
troll-feeding, senile idiot, blathered:


> It isn't just the laws! Don't you get that?

What he gets is that you will take ANY bait he sets out for you, don't you
get that, senile asshole? LOL

 

[devnull]

On 6/11/19 9:40 AM, Commander Kinsey wrote:

And if you don't have the money stored in a tax-free IRA, you'll pay income tax on your losses.

Dunno what an IRA is, but all ISAs are tax free AFAIK.

Hang on, losses?  Surely you pay income tax on your income, not losses.

Yah, it's called "Republican taxpayer privilege".  The bank pays you 2% interest but inflation goes up 3%.

Essentially you have less buying power at the end of the year and yet you still have to pay taxes on the 2% "gain".

The democrats have lots of slick scams to take money from working taxpayers and give it to their lazy welfare constituents.

 

[Rod Speed]

"Daniel60" <daniel47@eternal-september.org> wrote in message
news:qdo3gd$ia1$1@dont-email.me...

Commander Kinsey wrote on 11/06/2019 8:09 AM:
On Mon, 10 Jun 2019 10:53:25 +0100, Daniel60
daniel47@eternal-september.org> wrote:

Commander Kinsey wrote on 10/06/2019 12:50 AM:
On Sun, 09 Jun 2019 10:01:28 +0100, Daniel60
daniel47@eternal-september.org> wrote:

Commander Kinsey wrote on 8/06/2019 4:04 AM:
On Fri, 07 Jun 2019 03:46:18 +0100, Bob F <bobnospam@gmail.com
wrote:

Snip

You know this for every supplier in the world?

Well if you live in the desert maybe you can actually make real money
instead of stealing it from the taxpayer. But in most places, solar
panels are next to useless unless you want to charge up a couple of
AA
batteries.

No farm, just a normal 3 bedroom house with 20 solar panels that I
installed about two years ago costing about $4,500.00.

Last month, being the start of Winter, i.e. lower sunlight levels, my
Solar rebate (after any power I might have used during the day) was
$21.49, so, even at this low sunlight rate, I'd repay the panel costs
in
about 17.5 years.

O.K., I'd have not earned interest on that $4,500 for that time, but,
then again, I'd have been getting 'free' daylight power myself for
that
time!!

Taking into account the greater quantity of power I will(/have) be
generating during Summer, that pay-back time would be reduced (to,
maybe, 10 years'ish!!).

Just saying!!

I wouldn't buy something that took 10 years to break even. Ever heard
of an ISA?

No!

Might be a British acronym. It's a long term savings account.

Is that something like what U.S.A'ians cal a 401K ...

Yep.

> what we in Australia call Superannuation??

Nope, that's compulsory. The poms call that NI, National Insurance.

 

[Rod Speed]

"Xeno" <xenolith@optusnet.com.au> wrote in message
news:gm9k99Fd9chU1@mid.individual.net...

On 11/6/19 9:54 pm, Commander Kinsey wrote:
On Tue, 11 Jun 2019 12:32:27 +0100, Daniel60
daniel47@eternal-september.org> wrote:

Commander Kinsey wrote on 11/06/2019 8:09 AM:
On Mon, 10 Jun 2019 10:53:25 +0100, Daniel60
daniel47@eternal-september.org> wrote:

Commander Kinsey wrote on 10/06/2019 12:50 AM:
On Sun, 09 Jun 2019 10:01:28 +0100, Daniel60
daniel47@eternal-september.org> wrote:

Commander Kinsey wrote on 8/06/2019 4:04 AM:
On Fri, 07 Jun 2019 03:46:18 +0100, Bob F <bobnospam@gmail.com
wrote:

Snip

You know this for every supplier in the world?

Well if you live in the desert maybe you can actually make real
money
instead of stealing it from the taxpayer. But in most places,
solar
panels are next to useless unless you want to charge up a couple of
AA
batteries.

No farm, just a normal 3 bedroom house with 20 solar panels that I
installed about two years ago costing about $4,500.00.

Last month, being the start of Winter, i.e. lower sunlight levels,
my
Solar rebate (after any power I might have used during the day) was
$21.49, so, even at this low sunlight rate, I'd repay the panel
costs in
about 17.5 years.

O.K., I'd have not earned interest on that $4,500 for that time,
but,
then again, I'd have been getting 'free' daylight power myself for
that
time!!

Taking into account the greater quantity of power I will(/have) be
generating during Summer, that pay-back time would be reduced (to,
maybe, 10 years'ish!!).

Just saying!!

I wouldn't buy something that took 10 years to break even. Ever
heard
of an ISA?

No!

Might be a British acronym. It's a long term savings account.

Is that something like what U.S.A'ians cal a 401K ... what we in
Australia call Superannuation??

No idea, I don't have one. You put money in and don't touch it for 5
years and earn a higher interest rate.

Compounding interest is key.

Not in this case, it's the tax free status that's the key in this case.
https://en.wikipedia.org/wiki/Individual_Savings_Account

 

[Rod Speed]

"Xeno" <xenolith@optusnet.com.au> wrote in message
news:gm9n0eFdsciU1@mid.individual.net...

On 11/6/19 10:49 pm, Commander Kinsey wrote:
On Tue, 11 Jun 2019 13:14:33 +0100, Xeno <xenolith@optusnet.com.au
wrote:

On 11/6/19 9:54 pm, Commander Kinsey wrote:
On Tue, 11 Jun 2019 12:32:27 +0100, Daniel60
daniel47@eternal-september.org> wrote:

Commander Kinsey wrote on 11/06/2019 8:09 AM:
On Mon, 10 Jun 2019 10:53:25 +0100, Daniel60
daniel47@eternal-september.org> wrote:

Commander Kinsey wrote on 10/06/2019 12:50 AM:
On Sun, 09 Jun 2019 10:01:28 +0100, Daniel60
daniel47@eternal-september.org> wrote:

Commander Kinsey wrote on 8/06/2019 4:04 AM:
On Fri, 07 Jun 2019 03:46:18 +0100, Bob F <bobnospam@gmail.com
wrote:

Snip

You know this for every supplier in the world?

Well if you live in the desert maybe you can actually make real
money
instead of stealing it from the taxpayer. But in most places,
solar
panels are next to useless unless you want to charge up a couple
of AA
batteries.

No farm, just a normal 3 bedroom house with 20 solar panels that I
installed about two years ago costing about $4,500.00.

Last month, being the start of Winter, i.e. lower sunlight levels,
my
Solar rebate (after any power I might have used during the day)
was
$21.49, so, even at this low sunlight rate, I'd repay the panel
costs in
about 17.5 years.

O.K., I'd have not earned interest on that $4,500 for that time,
but,
then again, I'd have been getting 'free' daylight power myself for
that
time!!

Taking into account the greater quantity of power I will(/have) be
generating during Summer, that pay-back time would be reduced (to,
maybe, 10 years'ish!!).

Just saying!!

I wouldn't buy something that took 10 years to break even. Ever
heard
of an ISA?

No!

Might be a British acronym. It's a long term savings account.

Is that something like what U.S.A'ians cal a 401K ... what we in
Australia call Superannuation??

No idea, I don't have one. You put money in and don't touch it for 5
years and earn a higher interest rate.

Compounding interest is key.

Not what I meant, the % is much higher in the accounts where the bank
knows you can't withdraw it for 5 or 10 years.

That is known in these parts as a *term deposit*.

Nope, those don't pay a much higher interest rate
than the best at all accounts like ubank and ing etc.

> It is not usually as long as 5 to 10 years, typically 1 year.

Different system entirely. Term deposits don't have any tax free status.

Voluntary extra contributions to super is closer, but those
don't have the same tax free status, particularly with the
initial slug that the govt grabs of the contribution and
you cant take it out again after 5-10 years without having
to pay any tax on the interest that's been earned.

> Have some currently at 8 months for the best interest rate.

They don't necessarily have the best interest rate.

If we roll the money, principal + interest, into another term, that is
compounding.

But that isnt the reason for using an ISA in pomland.

Can be done automatically I suspect but we prefer to vet the interest rate
each year.

 

[Rod Speed]

"Commander Kinsey" <CFKinsey@military.org.jp> wrote in message
newsp.z272xqduwdg98l@desktop-ga2mpl8.lan...

On Tue, 11 Jun 2019 14:26:27 +0100, devnull <devnull@127.0.0.1> wrote:

On 6/11/19 8:49 AM, Commander Kinsey wrote:
On Tue, 11 Jun 2019 13:14:33 +0100, Xeno <xenolith@optusnet.com.au
wrote:

On 11/6/19 9:54 pm, Commander Kinsey wrote:
On Tue, 11 Jun 2019 12:32:27 +0100, Daniel60
daniel47@eternal-september.org> wrote:

Commander Kinsey wrote on 11/06/2019 8:09 AM:
On Mon, 10 Jun 2019 10:53:25 +0100, Daniel60
daniel47@eternal-september.org> wrote:

Commander Kinsey wrote on 10/06/2019 12:50 AM:
On Sun, 09 Jun 2019 10:01:28 +0100, Daniel60
daniel47@eternal-september.org> wrote:

Commander Kinsey wrote on 8/06/2019 4:04 AM:
On Fri, 07 Jun 2019 03:46:18 +0100, Bob F <bobnospam@gmail.com
wrote:

Snip

You know this for every supplier in the world?

Well if you live in the desert maybe you can actually make real
money
instead of stealing it from the taxpayer. But in most places,
solar
panels are next to useless unless you want to charge up a couple
of AA
batteries.

No farm, just a normal 3 bedroom house with 20 solar panels that
I
installed about two years ago costing about $4,500.00.

Last month, being the start of Winter, i.e. lower sunlight
levels, my
Solar rebate (after any power I might have used during the day)
was
$21.49, so, even at this low sunlight rate, I'd repay the panel
costs in
about 17.5 years.

O.K., I'd have not earned interest on that $4,500 for that time,
but,
then again, I'd have been getting 'free' daylight power myself
for
that
time!!

Taking into account the greater quantity of power I will(/have)
be
generating during Summer, that pay-back time would be reduced
(to,
maybe, 10 years'ish!!).

Just saying!!

I wouldn't buy something that took 10 years to break even. Ever
heard
of an ISA?

No!

Might be a British acronym. It's a long term savings account.

Is that something like what U.S.A'ians cal a 401K ... what we in
Australia call Superannuation??

No idea, I don't have one. You put money in and don't touch it for 5
years and earn a higher interest rate.

Compounding interest is key.

Not what I meant, the % is much higher in the accounts where the bank
knows you can't withdraw it for 5 or 10 years.

US bank accounts are a lousy place to invest because they are paying less
than the inflation rate.

Normal ones, yes. But you can get about 3% on a 5 year ISA here in the
UK.

And if you don't have the money stored in a tax-free IRA, you'll pay
income tax on your losses.

Dunno what an IRA is, but all ISAs are tax free AFAIK.

Hang on, losses? Surely you pay income tax on your income, not losses.

He means they pay income tax on the pathetic interest
which is worse than the inflation rate and so you effectively
pay income tax on those notional, not real, losses.

 

[Rod Speed]

"Commander Kinsey" <CFKinsey@military.org.jp> wrote in message
newsp.z2720ruxwdg98l@desktop-ga2mpl8.lan...

On Tue, 11 Jun 2019 07:50:29 +0100, Xeno <xenolith@optusnet.com.au> wrote:

On 11/6/19 4:27 pm, Steve Walker wrote:
On 11/06/2019 03:16, Xeno wrote:
On 11/6/19 9:47 am, Commander Kinsey wrote:
On Tue, 11 Jun 2019 00:04:10 +0100, Xeno <xenolith@optusnet.com.au
wrote:

On 11/6/19 8:08 am, Commander Kinsey wrote:
On Mon, 10 Jun 2019 12:24:43 +0100, Xeno <xenolith@optusnet.com.au
wrote:

On 10/6/19 6:12 am, Commander Kinsey wrote:
On Sun, 09 Jun 2019 18:11:57 +0100, Rod Speed
rod.speed.aaa@gmail.com
wrote:



"Commander Kinsey" <CFKinsey@military.org.jp> wrote in message
newsp.z24ke1iqwdg98l@desktop-ga2mpl8.lan...
On Sun, 09 Jun 2019 16:42:45 +0100, Rod Speed
rod.speed.aaa@gmail.com
wrote:



"Commander Kinsey" <CFKinsey@military.org.jp> wrote in message
newsp.z24gs5lmwdg98l@desktop-ga2mpl8.lan...
But for no reason, some of them were sliced diagonally across,
making
two
triangular slabs. I could understand that if there was a
start of a
slope, so the slabs needed to "bend", but there wasn't.

Also noticed what I think is some silly legislation - every
front
door
was
accessible without going up steps. Are 100% of house buyers
now
disabled
or something?

Just stupid pollys if it is legislation that says that.

It's happening all over the UK, we're spending billions
catering for
1% of
the population.

Yep, your pollys are the stupid. Cant even manage to
do a brexit in 3 fucking years. God knows how you lot
ever managed an empire, most likely by not letting
your dregs or women vote.

Amazing we can't leave something instantly. It should have taken
no
more than a month.

Apparently you understand very little of the complexity involved.

It's complex to start doing something, it's damn easy to stop it.

Just as complex in this case. You need to reinitiate all systems that
were in place prior or, more likely, develop new systems since the
old
would likely be obsolete.

Copy what's in place or delete it. Takes a matter of a week or two.

Why would you *copy* a system you're tossing away?
You can't just *delete* what's in place. You need to transition.
What's more, you need something to transition to.
What existed before the EU is no longer relevant nor is it desirable.
A *new system* needs to be developed, tested and then the *existing*
transitioned to the new.

You copy most of what is there, with one additional piece of legislation
specifying that all refderences to EU rules, regulations, establishments
and structures are now to be read as referring to a list of named UK
institutions, but then you have the power to change it later. No need to
change everything instantly, it can be phased over years.

Which is what I said - in a nutshell - phased in over years. The other
aspect you have not given any thought to is the logistics of it all. It
is a lot more involved than most people think, the legislation being
just the start of it.

But the "phased in over years" can happen after we leave the EU. Just
make all EU laws into UK laws instantly, and remove or adjust them as we
wish over the coming years.

That works with legislation but there is a lot more than just legislation
involved.

 

[Rod Speed]

"devnull" <devnull@127.0.0.1> wrote in message
news:n_PLE.43682$T52.29836@fx35.iad...

On 6/11/19 9:40 AM, Commander Kinsey wrote:
And if you don't have the money stored in a tax-free IRA, you'll pay
income tax on your losses.

Dunno what an IRA is, but all ISAs are tax free AFAIK.

Hang on, losses? Surely you pay income tax on your income, not losses.


Yah, it's called "Republican taxpayer privilege". The bank pays you 2%
interest but inflation goes up 3%.

Essentially you have less buying power at the end of the year and yet you
still have to pay taxes on the 2% "gain".

The democrats have lots of slick scams to take money from working
taxpayers and give it to their lazy welfare constituents.

And yet only half pay any income tax. Or are you saying that the Dems are so
clever that they have worked out how to make just Repugs pay income tax ?

 

[Commander Kinsey]

On Tue, 11 Jun 2019 18:27:31 +0100, Rod Speed <rod.speed.aaa@gmail.com> wrote:

"Commander Kinsey" <CFKinsey@military.org.jp> wrote in message
newsp.z2720ruxwdg98l@desktop-ga2mpl8.lan...
On Tue, 11 Jun 2019 07:50:29 +0100, Xeno <xenolith@optusnet.com.au> wrote:

On 11/6/19 4:27 pm, Steve Walker wrote:
On 11/06/2019 03:16, Xeno wrote:
On 11/6/19 9:47 am, Commander Kinsey wrote:
On Tue, 11 Jun 2019 00:04:10 +0100, Xeno <xenolith@optusnet.com.au
wrote:

On 11/6/19 8:08 am, Commander Kinsey wrote:
On Mon, 10 Jun 2019 12:24:43 +0100, Xeno <xenolith@optusnet.com.au
wrote:

On 10/6/19 6:12 am, Commander Kinsey wrote:
On Sun, 09 Jun 2019 18:11:57 +0100, Rod Speed
rod.speed.aaa@gmail.com
wrote:



"Commander Kinsey" <CFKinsey@military.org.jp> wrote in message
newsp.z24ke1iqwdg98l@desktop-ga2mpl8.lan...
On Sun, 09 Jun 2019 16:42:45 +0100, Rod Speed
rod.speed.aaa@gmail.com
wrote:



"Commander Kinsey" <CFKinsey@military.org.jp> wrote in message
newsp.z24gs5lmwdg98l@desktop-ga2mpl8.lan...
But for no reason, some of them were sliced diagonally across,
making
two
triangular slabs. I could understand that if there was a
start of a
slope, so the slabs needed to "bend", but there wasn't.

Also noticed what I think is some silly legislation - every
front
door
was
accessible without going up steps. Are 100% of house buyers
now
disabled
or something?

Just stupid pollys if it is legislation that says that.

It's happening all over the UK, we're spending billions
catering for
1% of
the population.

Yep, your pollys are the stupid. Cant even manage to
do a brexit in 3 fucking years. God knows how you lot
ever managed an empire, most likely by not letting
your dregs or women vote.

Amazing we can't leave something instantly. It should have taken
no
more than a month.

Apparently you understand very little of the complexity involved.

It's complex to start doing something, it's damn easy to stop it.

Just as complex in this case. You need to reinitiate all systems that
were in place prior or, more likely, develop new systems since the
old
would likely be obsolete.

Copy what's in place or delete it. Takes a matter of a week or two.

Why would you *copy* a system you're tossing away?
You can't just *delete* what's in place. You need to transition.
What's more, you need something to transition to.
What existed before the EU is no longer relevant nor is it desirable.
A *new system* needs to be developed, tested and then the *existing*
transitioned to the new.

You copy most of what is there, with one additional piece of legislation
specifying that all refderences to EU rules, regulations, establishments
and structures are now to be read as referring to a list of named UK
institutions, but then you have the power to change it later. No need to
change everything instantly, it can be phased over years.

Which is what I said - in a nutshell - phased in over years. The other
aspect you have not given any thought to is the logistics of it all. It
is a lot more involved than most people think, the legislation being
just the start of it.

But the "phased in over years" can happen after we leave the EU. Just
make all EU laws into UK laws instantly, and remove or adjust them as we
wish over the coming years.

That works with legislation but there is a lot more than just legislation
involved.

Give me examples of what couldn't be done as above.

 

[Commander Kinsey]

On Tue, 11 Jun 2019 18:26:08 +0100, Rod Speed <rod.speed.aaa@gmail.com> wrote:

"Commander Kinsey" <CFKinsey@military.org.jp> wrote in message
newsp.z272xqduwdg98l@desktop-ga2mpl8.lan...
On Tue, 11 Jun 2019 14:26:27 +0100, devnull <devnull@127.0.0.1> wrote:

On 6/11/19 8:49 AM, Commander Kinsey wrote:
On Tue, 11 Jun 2019 13:14:33 +0100, Xeno <xenolith@optusnet.com.au
wrote:

On 11/6/19 9:54 pm, Commander Kinsey wrote:
On Tue, 11 Jun 2019 12:32:27 +0100, Daniel60
daniel47@eternal-september.org> wrote:

Commander Kinsey wrote on 11/06/2019 8:09 AM:
On Mon, 10 Jun 2019 10:53:25 +0100, Daniel60
daniel47@eternal-september.org> wrote:

Commander Kinsey wrote on 10/06/2019 12:50 AM:
On Sun, 09 Jun 2019 10:01:28 +0100, Daniel60
daniel47@eternal-september.org> wrote:

Commander Kinsey wrote on 8/06/2019 4:04 AM:
On Fri, 07 Jun 2019 03:46:18 +0100, Bob F <bobnospam@gmail.com
wrote:

Snip

You know this for every supplier in the world?

Well if you live in the desert maybe you can actually make real
money
instead of stealing it from the taxpayer. But in most places,
solar
panels are next to useless unless you want to charge up a couple
of AA
batteries.

No farm, just a normal 3 bedroom house with 20 solar panels that
I
installed about two years ago costing about $4,500.00.

Last month, being the start of Winter, i.e. lower sunlight
levels, my
Solar rebate (after any power I might have used during the day)
was
$21.49, so, even at this low sunlight rate, I'd repay the panel
costs in
about 17.5 years.

O.K., I'd have not earned interest on that $4,500 for that time,
but,
then again, I'd have been getting 'free' daylight power myself
for
that
time!!

Taking into account the greater quantity of power I will(/have)
be
generating during Summer, that pay-back time would be reduced
(to,
maybe, 10 years'ish!!).

Just saying!!

I wouldn't buy something that took 10 years to break even. Ever
heard
of an ISA?

No!

Might be a British acronym. It's a long term savings account.

Is that something like what U.S.A'ians cal a 401K ... what we in
Australia call Superannuation??

No idea, I don't have one. You put money in and don't touch it for 5
years and earn a higher interest rate.

Compounding interest is key.

Not what I meant, the % is much higher in the accounts where the bank
knows you can't withdraw it for 5 or 10 years.

US bank accounts are a lousy place to invest because they are paying less
than the inflation rate.

Normal ones, yes. But you can get about 3% on a 5 year ISA here in the
UK.

And if you don't have the money stored in a tax-free IRA, you'll pay
income tax on your losses.

Dunno what an IRA is, but all ISAs are tax free AFAIK.

Hang on, losses? Surely you pay income tax on your income, not losses.

He means they pay income tax on the pathetic interest
which is worse than the inflation rate and so you effectively
pay income tax on those notional, not real, losses.

What a funny way of thinking about it. If you put the cash under a mattress, you'd lose all of the inflation, not just the tax bit.

 

[Peeler]

On Wed, 12 Jun 2019 03:35:47 +1000, cantankerous trolling geezer Rodent
Speed, the auto-contradicting senile sociopath, blabbered, again:

And yet only half pay any income tax. Or are you saying that the Dems are so
clever that they have worked out how to make just Repugs pay income tax ?

Give up trying to be "witty", you boring senile auto-contradicting asshole!

--
Bod addressing senile Rot:
"Rod, you have a sick twisted mind. I suggest you stop your mindless
and totally irresponsible talk. Your mouth could get you into a lot of
trouble."
Message-ID: <gfbb94Fb4a4U1@mid.individual.net>

 

[Peeler]

On Wed, 12 Jun 2019 03:26:08 +1000, cantankerous trolling geezer Rodent
Speed, the auto-contradicting senile sociopath, blabbered, again:

<FLUSH another 104 !!! lines of absolutely idiotic and off topic trollshit>

....and much better air in here again!

--
TYPICAL retarded "conversation" between sociopath Rodent and sociopath
Birdbrain from August 26th:

Birdbrain: "I have one head but 5 fingers."

Senile Rodent: "Obvious lie. You hairy legged cross dressers are so inbred
that you all have two heads."

Birdbrain: "You're the one that likes hairy legs remember?"

Senile Rodent: "The problem isnt the hairy legs, it's the gross inbreeding
that
produces two headed unemployables like you."

Birdbrain: "So why did you mention hairy legs?"

Senile Rodent: "Because that's what those who arent actually stupid enough
to shave their legs have."

Birdbrain: "You only have hairy legs if both of the following are true:
1) You're quite far back on the evolutionary scale.
2) You haven't learned what a razor is for."

Senile Rodent: "Only a terminal fuckwit or a woman shaves their legs."

Birdbrain: "There is literally zero point in having hair all over your
body."

Senile Rodent: "There is even less point in wasting your time changing what
you are born with."

MID: <fugfg5Fu49kU1@mid.individual.net>

 

[Peeler]

On Wed, 12 Jun 2019 03:48:21 +1000, cantankerous trolling geezer Rodent
Speed, the auto-contradicting senile sociopath, blabbered, again:

<FLUSH another load of 128 !!! lines of the stinking trollshit>

....and much better air in here again!

--
Another retarded "conversation" between Birdbrain and senile Rodent:

Senile Rodent: " Did you ever dig a hole to bury your own shit?"

Birdbrain: "I do if there's no flush toilet around."

Senile Rodent: "Yeah, I prefer camping like that, off by myself with
no dunnys around and have always buried the shit."

MID: <fv66kaFml0nU2@mid.individual.net>

 

[Peeler]

On Wed, 12 Jun 2019 03:17:04 +1000, cantankerous trolling geezer Rodent
Speed, the auto-contradicting senile sociopath, blabbered, again:

Compounding interest is key.

Not in this case,

LOL In auto-contradicting mode again, senile pest?

--
Kerr-Mudd,John addressing senile Rot:
"Auto-contradictor Rod is back! (in the KF)"
MID: <XnsA97071CF43E3Fadmin127001@85.214.115.223>

 

[Rod Speed]

"Commander Kinsey" <CFKinsey@military.org.jp> wrote in message
newsp.z28fsba3wdg98l@desktop-ga2mpl8.lan...

On Tue, 11 Jun 2019 18:48:21 +0100, Rod Speed <rod.speed.aaa@gmail.com
wrote:



"Commander Kinsey" <CFKinsey@military.org.jp> wrote in message
newsp.z28dwvo9wdg98l@desktop-ga2mpl8.lan...
On Tue, 11 Jun 2019 18:26:08 +0100, Rod Speed <rod.speed.aaa@gmail.com
wrote:



"Commander Kinsey" <CFKinsey@military.org.jp> wrote in message
newsp.z272xqduwdg98l@desktop-ga2mpl8.lan...
On Tue, 11 Jun 2019 14:26:27 +0100, devnull <devnull@127.0.0.1> wrote:

On 6/11/19 8:49 AM, Commander Kinsey wrote:
On Tue, 11 Jun 2019 13:14:33 +0100, Xeno <xenolith@optusnet.com.au
wrote:

On 11/6/19 9:54 pm, Commander Kinsey wrote:
On Tue, 11 Jun 2019 12:32:27 +0100, Daniel60
daniel47@eternal-september.org> wrote:

Commander Kinsey wrote on 11/06/2019 8:09 AM:
On Mon, 10 Jun 2019 10:53:25 +0100, Daniel60
daniel47@eternal-september.org> wrote:

Commander Kinsey wrote on 10/06/2019 12:50 AM:
On Sun, 09 Jun 2019 10:01:28 +0100, Daniel60
daniel47@eternal-september.org> wrote:

Commander Kinsey wrote on 8/06/2019 4:04 AM:
On Fri, 07 Jun 2019 03:46:18 +0100, Bob F
bobnospam@gmail.com
wrote:

Snip

You know this for every supplier in the world?

Well if you live in the desert maybe you can actually make
real
money
instead of stealing it from the taxpayer. But in most
places,
solar
panels are next to useless unless you want to charge up a
couple
of AA
batteries.

No farm, just a normal 3 bedroom house with 20 solar panels
that
I
installed about two years ago costing about $4,500.00.

Last month, being the start of Winter, i.e. lower sunlight
levels, my
Solar rebate (after any power I might have used during the
day)
was
$21.49, so, even at this low sunlight rate, I'd repay the
panel
costs in
about 17.5 years.

O.K., I'd have not earned interest on that $4,500 for that
time,
but,
then again, I'd have been getting 'free' daylight power
myself
for
that
time!!

Taking into account the greater quantity of power I
will(/have)
be
generating during Summer, that pay-back time would be reduced
(to,
maybe, 10 years'ish!!).

Just saying!!

I wouldn't buy something that took 10 years to break even.
Ever
heard
of an ISA?

No!

Might be a British acronym. It's a long term savings account.

Is that something like what U.S.A'ians cal a 401K ... what we in
Australia call Superannuation??

No idea, I don't have one. You put money in and don't touch it
for
5
years and earn a higher interest rate.

Compounding interest is key.

Not what I meant, the % is much higher in the accounts where the
bank
knows you can't withdraw it for 5 or 10 years.

US bank accounts are a lousy place to invest because they are paying
less
than the inflation rate.

Normal ones, yes. But you can get about 3% on a 5 year ISA here in
the
UK.

And if you don't have the money stored in a tax-free IRA, you'll pay
income tax on your losses.

Dunno what an IRA is, but all ISAs are tax free AFAIK.

Hang on, losses? Surely you pay income tax on your income, not
losses.

He means they pay income tax on the pathetic interest
which is worse than the inflation rate and so you effectively
pay income tax on those notional, not real, losses.

What a funny way of thinking about it.

No its not.

It is, because you are not paying tax on what you lose.

You are actually in that case.

> You pay tax on what you're getting back.

Which is what you are losing in this case.

If you have Ł10000, somebody steals Ł1000 of it, then you go out and earn
Ł1000 to replace it, and pay tax on it, you aren't paying tax on your
losses.

But when you pay tax on the interest in the normal
savings account which is paying you less than the
inflation rate, you are indeed paying tax on your losses.

If you put the cash under a mattress, you'd lose all of the inflation,
not just the tax bit.

Under the mattress isnt the only alternative.

It was an extreme example to demonstrate my point.

You never had a point.

Your ISAs are indeed a much better alternative
because they pay an interest rate closer to
inflation and they are tax free too so you
don't lose that way either.

Depends where you go, I just checked and TSB is 1.6%, inflation is 2.1%.

It isnt that simple either. The inflation rate that matters
is on the stuff you actually buy and that may well be
nothing like the official inflation rate.

> I'm sure TSB was 3% a few months ago.

 

[Rod Speed]

"Commander Kinsey" <CFKinsey@military.org.jp> wrote in message
newsp.z28ftoxvwdg98l@desktop-ga2mpl8.lan...

On Tue, 11 Jun 2019 18:45:37 +0100, Rod Speed <rod.speed.aaa@gmail.com
wrote:



"Commander Kinsey" <CFKinsey@military.org.jp> wrote in message
newsp.z28duscvwdg98l@desktop-ga2mpl8.lan...
On Tue, 11 Jun 2019 18:27:31 +0100, Rod Speed <rod.speed.aaa@gmail.com
wrote:



"Commander Kinsey" <CFKinsey@military.org.jp> wrote in message
newsp.z2720ruxwdg98l@desktop-ga2mpl8.lan...
On Tue, 11 Jun 2019 07:50:29 +0100, Xeno <xenolith@optusnet.com.au
wrote:

On 11/6/19 4:27 pm, Steve Walker wrote:
On 11/06/2019 03:16, Xeno wrote:
On 11/6/19 9:47 am, Commander Kinsey wrote:
On Tue, 11 Jun 2019 00:04:10 +0100, Xeno
xenolith@optusnet.com.au
wrote:

On 11/6/19 8:08 am, Commander Kinsey wrote:
On Mon, 10 Jun 2019 12:24:43 +0100, Xeno
xenolith@optusnet.com.au
wrote:

On 10/6/19 6:12 am, Commander Kinsey wrote:
On Sun, 09 Jun 2019 18:11:57 +0100, Rod Speed
rod.speed.aaa@gmail.com
wrote:



"Commander Kinsey" <CFKinsey@military.org.jp> wrote in
message
newsp.z24ke1iqwdg98l@desktop-ga2mpl8.lan...
On Sun, 09 Jun 2019 16:42:45 +0100, Rod Speed
rod.speed.aaa@gmail.com
wrote:



"Commander Kinsey" <CFKinsey@military.org.jp> wrote in
message
newsp.z24gs5lmwdg98l@desktop-ga2mpl8.lan...
But for no reason, some of them were sliced diagonally
across,
making
two
triangular slabs. I could understand that if there was a
start of a
slope, so the slabs needed to "bend", but there wasn't.

Also noticed what I think is some silly legislation -
every
front
door
was
accessible without going up steps. Are 100% of house
buyers
now
disabled
or something?

Just stupid pollys if it is legislation that says that.

It's happening all over the UK, we're spending billions
catering for
1% of
the population.

Yep, your pollys are the stupid. Cant even manage to
do a brexit in 3 fucking years. God knows how you lot
ever managed an empire, most likely by not letting
your dregs or women vote.

Amazing we can't leave something instantly. It should have
taken
no
more than a month.

Apparently you understand very little of the complexity
involved.

It's complex to start doing something, it's damn easy to stop
it.

Just as complex in this case. You need to reinitiate all systems
that
were in place prior or, more likely, develop new systems since
the
old
would likely be obsolete.

Copy what's in place or delete it. Takes a matter of a week or
two.

Why would you *copy* a system you're tossing away?
You can't just *delete* what's in place. You need to transition.
What's more, you need something to transition to.
What existed before the EU is no longer relevant nor is it
desirable.
A *new system* needs to be developed, tested and then the
*existing*
transitioned to the new.

You copy most of what is there, with one additional piece of
legislation
specifying that all refderences to EU rules, regulations,
establishments
and structures are now to be read as referring to a list of named UK
institutions, but then you have the power to change it later. No
need
to
change everything instantly, it can be phased over years.

Which is what I said - in a nutshell - phased in over years. The
other
aspect you have not given any thought to is the logistics of it all.
It
is a lot more involved than most people think, the legislation being
just the start of it.

But the "phased in over years" can happen after we leave the EU. Just
make all EU laws into UK laws instantly, and remove or adjust them as
we
wish over the coming years.

That works with legislation but there is a lot more than just
legislation
involved.

Give me examples of what couldn't be done as above.

Aircraft landing rights.
Fishing rights

Why not?

Because those arent determined by UK legislation, they are
set by the EU, so the UK can't just copy the EU legislation with
a few name changes on who gets to rule in a dispute etc.

> Just make them precisely as the EU has them at the moment,

Not possible, because that doesn't give the UK
permission to fly to anywhere it likes in the EU.

> then we're free to change them later.

Nope.