OT: Credit card scam...

"Matthew." <cant@remember.net> wrote in message
news:qjnqo0ljo2544n8ggge1r7p5adqc9leoua@4ax.com...
On Sat, 06 Nov 2004 12:21:15 GMT, "Wearsya Bean Hiding"
whearsya@beanhiding.com> wrote:

Someone has nicked your mail and it quite clearly
has your credit card number printed on it..sure it doesnt have the
expiry, but if they use any date within the next 5 years it will be
succesful most times.

NO - NONSENSE, the expiry date entered must be correct.




Wrong.
I must be valid.
On a keyed entry it must be the date on the card. Fucked if I know what you
mean by valid
 
On Sun, 7 Nov 2004 10:34:57 +1100, "Colin" <tobyjug7@yahoo.com.au>
wrote:

"Matthew." <cant@remember.net> wrote in message
news:qjnqo0ljo2544n8ggge1r7p5adqc9leoua@4ax.com...
On Sat, 06 Nov 2004 12:21:15 GMT, "Wearsya Bean Hiding"
whearsya@beanhiding.com> wrote:

Someone has nicked your mail and it quite clearly
has your credit card number printed on it..sure it doesnt have the
expiry, but if they use any date within the next 5 years it will be
succesful most times.

NO - NONSENSE, the expiry date entered must be correct.




Wrong.
I must be valid.

On a keyed entry it must be the date on the card. Fucked if I know what you
mean by valid
Are you mentally retarded?
Look up the meaning of the word " valid "
 
"Matthew." <cant@remember.net> wrote in message
news:denqo0p3d332lun3gesd24ud6jkmmg9tr5@4ax.com...
On Sun, 7 Nov 2004 10:41:45 +1300, "Ken Taylor" <ken@home.nz> wrote:


"Matthew." <cant@remember.net> wrote in message
news:htbqo05eo043uopltp72vqj9s4ujvga88e@4ax.com...
On Sat, 6 Nov 2004 21:04:45 +1100, "Chad Sexington" <mad@theworld.com
wrote:

Well, i have a history of murder and the knife shop sold me a knife.

Over the internet?


Yeah, from the guy i stole a car from after i aparently robbed his
granny after doing a bodgy job with her roof whilst i was selling fake
diet pills on the side.
Right, you lowlife, bring back my garbage bin or I'm coming after you.
 
On Sun, 07 Nov 2004 00:24:11 GMT, "T.T." <tonyt92@yahoo.com> wrote:

"Matthew." <cant@remember.net> wrote in message
news:denqo0p3d332lun3gesd24ud6jkmmg9tr5@4ax.com...
On Sun, 7 Nov 2004 10:41:45 +1300, "Ken Taylor" <ken@home.nz> wrote:


"Matthew." <cant@remember.net> wrote in message
news:htbqo05eo043uopltp72vqj9s4ujvga88e@4ax.com...
On Sat, 6 Nov 2004 21:04:45 +1100, "Chad Sexington" <mad@theworld.com
wrote:

Well, i have a history of murder and the knife shop sold me a knife.

Over the internet?


Yeah, from the guy i stole a car from after i aparently robbed his
granny after doing a bodgy job with her roof whilst i was selling fake
diet pills on the side.

Right, you lowlife, bring back my garbage bin or I'm coming after you.
Cant do that.
Sold it to cash converters using your neighbours ID
 
"Matthew." <cant@remember.net> wrote in message
news:l7oqo0l5qcluv528fd768epnb071juek6f@4ax.com...
NO - NONSENSE, the expiry date entered must be correct.




Wrong.
I must be valid.

On a keyed entry it must be the date on the card. Fucked if I know what
you
mean by valid


Are you mentally retarded?
Look up the meaning of the word " valid "
No actually. You said "I must be valid". Fact is, a valid date is useless -
it must be the one associated with the card.
So, in keeping with your tone - up yours you obnoxious excrescence of puss
on the arsehole of humanity.
 
With my ANZ Credit card account - it frequently takes some days for
the "available credit" level to reduce on the credit card balance.

even if the merchant does the transaction on an electronic EFTPOS
terminal (like 99% of them have nowadays).

It would therefore likely take days for a consumer to be able to
confirm whether a "bogus fraudulent transaction" was indeed bogus.

At times I have needed confirmation of a transaction I have found the
electronic system to be next to useless if you are in any hurry.

The terminals in the branch aren't any more up to date either.

My account does behave as 'C' suggests. Any electronic transactions deduct
from the available credit immediately.
Doesn't change the fact "C" certainly lives up to what his name implies. Kudos to Eltan for alerting folks of
these mongrel scammers. I'd like to catch the bastards and go to town on them with a potato peeler.
 
In article <418cc240@grungy>, whearsya@beanhiding.com says...
Top posting ,so the email hoax story can be read without forcing readers to
read it.

The hoax almost passes as legit.

The reason a scammer might ask for the 3 digit number is so they can use
internet shops which may have paid for the extra precaution of requiring
the 3 digit number.

However this scam doesnt work very well because the scammer doesnt want to
give away his phone number ! That will get him caught real quick.


Not many pieces of paper have both your name and address ,or phone number,
and credit card number and expiry date on it. credit card recipts only have
credit card details and amount. tax invoices have name and address not
credit card details.

And so, the question is then who gets your credit card details but not the
three digit security number ? No one, so this email is a hoax.

Well the two hotels where I will be staying overseas in December have my
credit card numbers without the 3 digit security numbers. Generally a
requirement on booking accomodation is to supply details of a credit card to
ensure the bookings are confirmed.

To that end I hope my bookings are not a hoax :)

It can clearly be seen that many persons genuine credit card details are
needed without the 3 digit security number.I personally can think of many
applications for this. As an example here are a few
Ebay, My internet service provider and a few of the professional
organisations of which I am a member.



So there's two reasons its sure to be a hoax.

The credit thief uses magnetic strip readers to get all required
information to fake a credit card, then goes to department stores to buy
high end equipment..
 
Caught out Ken? Sorry mate but you make the NZ jokes a bit more believable
I'm afraid :) Here in Oz you can use EFTPOS direct xfer with your pin number
to make purchases, or you can make a credit purchase which needs your
signature. It is your choice and here in Oz there is no reason to be confused

David

Ken Taylor wrote:

Actually, over here in NZ virtually everywhere uses EFTPOS with PIN
numbers - it's unusual to sign for a transaction. You can even buy a carton
of milk by EFTPOS - the system is so entrenched that you almost don't need
cash. I get caught out every time I return to Oz for a hol.

Ken
 
"Wearsya Bean Hiding" <whearsya@beanhiding.com> wrote in message
news:418cbe58$1@grungy...
"Matthew." <cant@remember.net> wrote in message
news:eapno0prerhgv4cob0ap9it22ib2ud0co5@4ax.com...
On Fri, 5 Nov 2004 16:40:14 +1100, "eltan" <eltan@start.com.au> wrote:


Someone has nicked your mail and it quite clearly
has your credit card number printed on it..sure it doesnt have the
expiry, but if they use any date within the next 5 years it will be
succesful most times.

NO - NONSENSE, the expiry date entered must be correct.
Yes, but doesnt stop you guessing each month for the next 5 years, only 60
attempts

The CVC is what prevents most fraud
 
"Ken Taylor" <ken@home.nz> wrote in message
news:UAbjd.4457$op3.170439@news.xtra.co.nz...
"Wearsya Bean Hiding" <whearsya@beanhiding.com> wrote in message
news:418cbfa0@grungy...


*When you are standing in line at the checkout NEVER put your card on
the counter for the girlie to take swipe...anyone standing next to you
can see the number and memorise it. You think 16 digits is hard to
memorise? First you just need to see what bank it is from. If you know
that you will know the first 8 numbers are the same for a particular
type card. You really only need to remember the last 8 numbers.
This can also happen in banks, stores, etc etc..

hehe, yeah, but the girl you give the card to can steal credit card
numbers
too.

its a risk you take.

I wish they would use PIN NUMBER only cards.


Actually, over here in NZ virtually everywhere uses EFTPOS with PIN
numbers - it's unusual to sign for a transaction. You can even buy a
carton

Everyone uses a PIN with EFTPOS everywhere, dick

of milk by EFTPOS - the system is so entrenched that you almost don't need
cash. I get caught out every time I return to Oz for a hol.
Its the same over here, dick.

He is talking about PIN NUMBERS on credit cards (NOT debit cards)
 
"Colin" <tobyjug7@yahoo.com.au> wrote in message
news:2v50mlF2hnrf7U1@uni-berlin.de...
"Ken Taylor" <ken@home.nz> wrote in message
news:UAbjd.4457$op3.170439@news.xtra.co.nz...
Actually, over here in NZ virtually everywhere uses EFTPOS with PIN
numbers - it's unusual to sign for a transaction. You can even buy a
carton
of milk by EFTPOS - the system is so entrenched that you almost don't
need
cash. I get caught out every time I return to Oz for a hol.

Son just back from 2 years in Texas can't get used to signing. Over there
you just hand over your card and driving licence or SS card. It's
normal/common to buy the morning paper that way, along with booze, food
etc
in a servo. - fark !!
Bit stupid system, without signature there is no proof of contract to
purchases
 
"blank" <blank@void.net> wrote in message
news:418b44c1$0$6564$5a62ac22@per-qv1-newsreader-01.iinet.net.au...
"C" <me@privacy.net> wrote in message

....which is why I stated "(even if the actual transaction wasn't
showing
yet)". The available credit (balance) usually is reduced immediately the
transaction is presented. In this case, the caller is obviously
referring
to
an electronic transaction ( or did you not pick that up???), as he
referred
to a certain (albeit fictitious) transaction. Even half-wits would
realise
that indicates this person is alleging he has seen evidence ie
electronically, surely????
I maintain my stance.
C

You sound like the sort of guy that needs a good punch in the mouth from
time to time, just to put you back into your box.
Is this because he can spot an obvious scam and you are just too dumb to see
??
 
"SoMeOnE" <I.was@home.here> wrote in message
news:MPG.1bf82258f6b04be9989703@news.westnet.com.au...
In article <418cc240@grungy>, whearsya@beanhiding.com says...
Top posting ,so the email hoax story can be read without forcing readers
to
read it.

The hoax almost passes as legit.

The reason a scammer might ask for the 3 digit number is so they can
use
internet shops which may have paid for the extra precaution of
requiring
the 3 digit number.

However this scam doesnt work very well because the scammer doesnt want
to
give away his phone number ! That will get him caught real quick.


Not many pieces of paper have both your name and address ,or phone
number,
and credit card number and expiry date on it. credit card recipts only
have
credit card details and amount. tax invoices have name and address not
credit card details.

And so, the question is then who gets your credit card details but not
the
three digit security number ? No one, so this email is a hoax.


Well the two hotels where I will be staying overseas in December have my
credit card numbers without the 3 digit security numbers. Generally a
requirement on booking accomodation is to supply details of a credit card
to
ensure the bookings are confirmed.

To that end I hope my bookings are not a hoax :)

This means that the booking clerk has actually seen the card

It can clearly be seen that many persons genuine credit card details are
needed without the 3 digit security number.I personally can think of many
applications for this. As an example here are a few
Ebay, My internet service provider and a few of the professional
organisations of which I am a member.
They also have all your details, home, phone, drivers licence etc.

So there's two reasons its sure to be a hoax.

The credit thief uses magnetic strip readers to get all required
information to fake a credit card, then goes to department stores to buy
high end equipment..
The purpose of the 3 numbers are specifically for phone buys or for when the
manual swiper is used,
it is to verify the actual sighting of the card, and presumably, the holder
of the card is the owner.
 
Well every time I return for a hol (I'm an Aussie, so don't get too carried
away with the sheep jokes, which incidentally they seem to believe refer to
us!) I find I have to sign for everything - I haven't come across PIN number
yet, whereas over here even in the boondocks you're expected to use PIN's. I
*hate* it when I have to say the system here is more modern! :)

Ken

"David" <david1133@REMOVE-TO-REPLYoptusnet.com.au> wrote in message
news:418DAB03.4F9AAD62@REMOVE-TO-REPLYoptusnet.com.au...
Caught out Ken? Sorry mate but you make the NZ jokes a bit more
believable
I'm afraid :) Here in Oz you can use EFTPOS direct xfer with your pin
number
to make purchases, or you can make a credit purchase which needs your
signature. It is your choice and here in Oz there is no reason to be
confused

David

Ken Taylor wrote:


Actually, over here in NZ virtually everywhere uses EFTPOS with PIN
numbers - it's unusual to sign for a transaction. You can even buy a
carton
of milk by EFTPOS - the system is so entrenched that you almost don't
need
cash. I get caught out every time I return to Oz for a hol.

Ken
 
"Michael" <michael@yahoo.com> wrote in message
news:WDjjd.22654$K7.2590@news-server.bigpond.net.au...
"Ken Taylor" <ken@home.nz> wrote in message
news:UAbjd.4457$op3.170439@news.xtra.co.nz...
"Wearsya Bean Hiding" <whearsya@beanhiding.com> wrote in message
news:418cbfa0@grungy...


*When you are standing in line at the checkout NEVER put your card
on
the counter for the girlie to take swipe...anyone standing next to
you
can see the number and memorise it. You think 16 digits is hard to
memorise? First you just need to see what bank it is from. If you
know
that you will know the first 8 numbers are the same for a particular
type card. You really only need to remember the last 8 numbers.
This can also happen in banks, stores, etc etc..

hehe, yeah, but the girl you give the card to can steal credit card
numbers
too.

its a risk you take.

I wish they would use PIN NUMBER only cards.


Actually, over here in NZ virtually everywhere uses EFTPOS with PIN
numbers - it's unusual to sign for a transaction. You can even buy a
carton

Everyone uses a PIN with EFTPOS everywhere, dick

of milk by EFTPOS - the system is so entrenched that you almost don't
need
cash. I get caught out every time I return to Oz for a hol.

Its the same over here, dick.

He is talking about PIN NUMBERS on credit cards (NOT debit cards)


I know, cock. What a meat-brain.
 
"Ken Taylor" <ken@home.nz> wrote in message
news:4Jljd.4670$op3.176802@news.xtra.co.nz...
"Michael" <michael@yahoo.com> wrote in message
news:WDjjd.22654$K7.2590@news-server.bigpond.net.au...

"Ken Taylor" <ken@home.nz> wrote in message
news:UAbjd.4457$op3.170439@news.xtra.co.nz...
"Wearsya Bean Hiding" <whearsya@beanhiding.com> wrote in message
news:418cbfa0@grungy...


*When you are standing in line at the checkout NEVER put your card
on
the counter for the girlie to take swipe...anyone standing next to
you
can see the number and memorise it. You think 16 digits is hard
to
memorise? First you just need to see what bank it is from. If you
know
that you will know the first 8 numbers are the same for a
particular
type card. You really only need to remember the last 8 numbers.
This can also happen in banks, stores, etc etc..

hehe, yeah, but the girl you give the card to can steal credit card
numbers
too.

its a risk you take.

I wish they would use PIN NUMBER only cards.


Actually, over here in NZ virtually everywhere uses EFTPOS with PIN
numbers - it's unusual to sign for a transaction. You can even buy a
carton

Everyone uses a PIN with EFTPOS everywhere, dick

of milk by EFTPOS - the system is so entrenched that you almost don't
need
cash. I get caught out every time I return to Oz for a hol.

Its the same over here, dick.

He is talking about PIN NUMBERS on credit cards (NOT debit cards)


I know, cock. What a meat-brain.
Sorry, cock, you were in the wrong.

You said "everyone uses a PIN on EFTPOS"
Credit card purchases ARE NOT eftpos.
 
"George W. Frost" <frosty@iceworks.org> wrote in message
news:Epkjd.22814$K7.13098@news-server.bigpond.net.au...
"SoMeOnE" <I.was@home.here> wrote in message
news:MPG.1bf82258f6b04be9989703@news.westnet.com.au...
In article <418cc240@grungy>, whearsya@beanhiding.com says...
Top posting ,so the email hoax story can be read without forcing
readers
to
read it.

The hoax almost passes as legit.

The reason a scammer might ask for the 3 digit number is so they can
use
internet shops which may have paid for the extra precaution of
requiring
the 3 digit number.

However this scam doesnt work very well because the scammer doesnt
want
to
give away his phone number ! That will get him caught real quick.


Not many pieces of paper have both your name and address ,or phone
number,
and credit card number and expiry date on it. credit card recipts only
have
credit card details and amount. tax invoices have name and address not
credit card details.

And so, the question is then who gets your credit card details but not
the
three digit security number ? No one, so this email is a hoax.


Well the two hotels where I will be staying overseas in December have
my
credit card numbers without the 3 digit security numbers. Generally a
requirement on booking accomodation is to supply details of a credit
card
to
ensure the bookings are confirmed.

To that end I hope my bookings are not a hoax :)


This means that the booking clerk has actually seen the card

It can clearly be seen that many persons genuine credit card details are
needed without the 3 digit security number.I personally can think of
many
applications for this. As an example here are a few
Ebay, My internet service provider and a few of the professional
organisations of which I am a member.


They also have all your details, home, phone, drivers licence etc.


So there's two reasons its sure to be a hoax.

The credit thief uses magnetic strip readers to get all required
information to fake a credit card, then goes to department stores to
buy
high end equipment..

The purpose of the 3 numbers are specifically for phone buys or for when
the
manual swiper is used,
it is to verify the actual sighting of the card, and presumably, the
holder
of the card is the owner.
They arent used for a manual swipe, why would you need to quote the CVC when
you are holding the card in your hand?
 
"Michael" <michael@yahoo.com> wrote in message
news:pUljd.23083$K7.611@news-server.bigpond.net.au...

Credit card purchases ARE NOT eftpos.
They sure are, Electronic Funds Transfer at the Point Of Sale can be your
savings account, cheque account or credit card.

As for using PIN numbers, do it all the time on ANZ EFTPOS terminals using
my ANZ VISA. Saves messing around with a sig,
 
On Sun, 07 Nov 2004 17:34:15 +0800, spodosaurus
<spodosaurus@_yahoo_.com> wrote:

We all wish you'd been aborted too, Matty
Try prozac
 

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